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Tag Archives: Difference between base-rate and MCLR

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How to Compute Marginal Cost of Lending Rate (MCLR)

Loans and advancesBy Surendra NaikSeptember 1, 20152 Comments

[The article explains the method of determining Lending rate of a bank under MCLR regime, method of  calculating  MCLR  and the position of existing loans etc. Updated till 01.04.2016)]. The banks in India set their lending rates on loans and advances with reference to ‘Base Rate’ which is computed on the basis of the cost…

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