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Daily Archives: January 27, 2021

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New Capital Adequacy Framework (NCAF) on capital regulation – eligibility of CRISIL Ratings Limited

Loans and advancesBy Surendra NaikJanuary 27, 2021

Today (January 27, 2021), RBI told the banks to use the ratings of the CRISIL Ratings Limited for the purpose of risk weighting their claims for New Capital Adequacy Framework (NCAF) on Basel III capital regulation purposes. The above decision taken by RBI is owing to rating business of CRISIL Limited has since been transferred…

What is Unified Payments Interface (UPI)?

Information TechnologyBy Surendra NaikJanuary 27, 2021

Unified Payments Interface (UPI) is a mobile based, 365x24x7 ‘fast payment’ system. Through UPI, users can send and receive money instantly by means of a Virtual Payment Address (VPA) set by the users themselves. The unique feature of VPA based transaction is the secure aspect of UPI architecture as it removes the need for sharing…

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