Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
India’s Income Tax Department has released draft rules for 2026, renumbering key forms under the new Income-tax Act, 2025, effective April 1, 2026. This structural update simplifies form references without…
In the context of the Reserve Bank of India’s forward-looking measures, “currency” refers primarily to the Indian Rupee (INR) — not just as a medium of exchange, but as a…
The Reserve Bank of India (RBI) has released draft directions on the ‘Conduct of Regulated Entities in Recovery of Loans and Engagement of Recovery Agents’. This move expands and updates…
The Reserve Bank of India (RBI) has released draft amendment directions allowing commercial banks to lend to Real Estate Investment Trusts (REITs) for the first time, harmonizing rules with Infrastructure…
A Cash Credit (CC) account is a credit facility extended to a borrower in the form of running account (like a current account). Under this facility the borrower is permitted…
Overdraft means allowing the customer to draw cheques over and above credit balance in his account. Overdraft is usually allowed to Current Account Customers and in exceptional cases SB A/c…
The Reserve Bank of India (RBI) released its Statement on Developmental and Regulatory Policies on February 6, 2026, outlining targeted measures to deepen India’s financial markets. These initiatives focus on…
The Reserve Bank of India (RBI) released its Statement on Developmental and Regulatory Policies on February 6, 2026, outlining a series of targeted measures to bolster the payments ecosystem, enhance…
A landmark announcement in the Statement on Developmental and Regulatory Policies dated Feb 6 RBI doubles the collateral-free loan ceiling under CGTMSE and similar guarantees from ₹10 lakhs to ₹20…
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