Understanding Ordinary Annuities and Their Present Value Calculation

1 week ago

An ordinary annuity is a financial product involving a series of equal payments made at the end of each period…

Calculation of Interest Using Products/Balances

1 week ago

The Product Method is a way to calculate interest on loans or deposits by multiplying the outstanding balance by the…

Front-End and Back-End Interest Rates Explained

1 week ago

Front-end interest rate refers to the advertised nominal interest rate on a loan. This rate represents the base cost of…

Theorems for Bond Valuation and various approaches explained with illustrations

1 week ago

Bond valuation is a technique for determining the theoretical fair value of a particular bond. Bond valuation comprises calculating the…

Understanding Classification of Ratios

1 week ago

Ratios are essential tools for evaluating a business organization's earning capacity, financial health, and operational efficiency. They express the relationship…

Assessment of various working capital requirements

1 week ago

Working capital is a financial metric that measures a company's short-term liquidity and ability to pay its bills. It's calculated…

Profit maximization and wealth maximization concepts explained

1 week ago

Profit maximization and wealth maximization are two different financial strategies that aim to increase a company's value, but they do…

Revised Guidelines for Settlement of Claims of Deceased Depositors and Locker Hirers

2 weeks ago

There are two possibilities in a bank account maintained by a customer viz. (i)  a deposit account is opened in…

Claim settlement by banks where survivor/nominee clause exist

2 weeks ago

There are two possibilities in a bank account maintained by a customer viz. (i)  a deposit account is opened in…

Procedure for claim settlement of FCNR/NRE deposits to non-resident nominees and others

2 weeks ago

Based on the Reserve Bank of Indi (RBI) advisory, Indian Bank’s Association (IBA) had circulated a Model Operational Procedure (MOP)…