The Pradhan Mantri Rozgar Yojana (PMRY) is a Central government-sponsored scheme that helps educated unemployed people start self-employment ventures through business routes and industry services. The scheme has been in operation since October 2, 1993. Features of the PMRY scheme: Eligibility Criteria: 1. 8TH CLASS PASS 2. Age group between 18-40 years as…
The Scheme of Liberation and Rehabilitation of Scavengers (SLRS) is a government program launched on March 22, 1992. The scheme aims to help people who manually remove night soil and filth transition to cleaner, more dignified work. The scheme envisages primarily people of scheduled caste communities and helps those who manually remove night soil and…
The Swarna Jayanti Shahari Rozgar Yojana (SJSRY) was launched on 01.12.1997 after subsuming the earlier three schemes for urban poverty alleviation, namely Nehru Rozgar Yojana (NRY), Urban Basic Services for the Poor (UBSP), and Prime Minister’s Integrated Urban Poverty Eradication Programme (PMIUPEP). The Swarna Jayanti Shahari Rozgar Yojana (SJSRY) was renamed the National Urban Livelihoods…
Swarnjayanti Gram Swarozgar Yojana (SGSY) was introduced by the Ministry of Rural Development to assist poor families living below the poverty line in rural areas in taking up self-employment. The scheme was renamed as National Rural Livelihood Mission in 2011. In 2016 the program was renamed “Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM)”.…
Banks are opening various types of customer accounts. These customer accounts may be individual’s sole accounts, joint accounts, partnership accounts, club accounts, accounts of associations, companies, Government departments, etc. While opening and maintaining accounts for different types of customers, a bank has to comply with the law application to each of them. For opening any…
A bank is a financial institution that deals with money and money-related services, such as accepting deposits and providing loans. The term “banking” as defined in Section 5 means “the accepting, for the purpose of lending or investment, of deposits of money from the public, repayable on demand or otherwise and withdrawal by cheque, order…
The State Information Commission (SIC) was established under the provisions of the Right to Information Act (2005). It is a statutory body, thus, it is not a constitutional body. The State Information Commission is constituted by all the State Governments in India through Gazette notification. SICs will have one State Chief Information Commissioner (SCIC) and…
The Central Information Commission is a statutory body set up under the Right to Information Act in 2005 that acts upon complaints from individuals who have not been able to submit information requests to a Central Public Information Officer or State Public Information Officer due to either the officer not have been appointed, or because…
The Right to Information Act, 2005 (RTI Act) has a section that states that its provisions have an overriding effect and apply regardless of any other laws that are inconsistent with them. The RTI Act also has penalty provisions that can be imposed on public officials who do not comply with the Act. The provisions…
The Right to Information (RTI) Act, 2005 provides for two types of appeals in case of dissatisfaction with a decision made by a Central Public Information Officer (CPIO) or a First Appellate Authority (FAA): The appeal process falls under section 19 of the Act and envisages a two-step process: firstly, an appeal to the Appellate…