In order to benefit from diversification of risk as also to encourage innovation and competition, Reserve Bank on 15th October 2019 announced to offer on-tap authorisation for the following entities:

The entities desirous to function / operate / provide platforms for the Bharat Bill Payment Operating Unit (BBPOU); Trade Receivables Discounting System (TReDS); White Label ATMs (WLAs); shall apply to RBI, Mumbai for authorization. For entities desirous to function, operate, or provide platforms for BBPOU and WLA segment should have a Rs.100 crore net worth and should be maintained at all times. In case of TReDS, the minimum paid up equity capital should be Rs 25 crore.

The Bharat Bill Payment System (BBPS) which is an interoperable platform for repetitive bill payments,  currently covers five segments — direct-to-home (DTH), electricity, gas, telecom, and water bills.

The KYC requirements for retail payment systems shall be as per the Master Directions on Know Your Customer (KYC) issued by the Department of Banking Regulation (DBR), Reserve Bank of India.

Surendra Naik

Share
Published by
Surendra Naik

Recent Posts

Understanding Leverage and Gearing

Leverage and gearing are financial terms that refer to the use of debt by a…

16 hours ago

Meaning of Capital Structuring of a Company

Capital structure is the combination of debt and equity used by a company to finance…

23 hours ago

Overview: Global and Indian Forex Market

The foreign exchange market, or Forex Market (FX market), is a global decentralized over-the-counter (OTC)…

2 days ago

Calculation of forward exchange rates explained with the illustrations

A currency forward contract is a customized, written contract between two parties that sets a…

2 days ago

Basic Exchange Rate Arithmetic Explained with Illustrations

IntroductionBasic exchange rate arithmetic involves converting one currency to another using the exchange rate. The…

3 days ago

RBI Issues 5th Amendment to SNRR Account in the FEMA (Deposit) Regulation 2025

A Special Non-Resident Rupee (SNRR) Account is opened with Authorized Dealer (AD) banks in India…

3 days ago