How RBI’s October 2025 Policy measures Affect Depositors to Exporters
The Reserve Bank of India (RBI) recently released its ‘Statement on Developmental and Regulatory Policies’, outlining reforms across banking regulation, foreign exchange, consumer protection, and financial markets. These measures reflect RBI’s twin priorities: strengthening financial stability and making regulations more business- and consumer-friendly. What’s New in Banking Regulation? * Expected Credit Loss (ECL): RBI plans…
Read article RBI Introduces Continuous Clearing in Cheque Truncation System
The Reserve Bank of India (RBI) has taken another step towards making cheque processing faster and more efficient. In its circular dated September 26, 2025, RBI announced that **Phase I of “Continuous Clearing and Settlement on Realisation in Cheque Truncation System (CTS)”** will go live from October 4, 2025. To facilitate a smooth transition to…
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Technology Risk and Information Security: Principles, Governance, and Protection
In today’s digital-first world, technology risk has become a critical concern for every organization. The growing dependence on information systems, connectivity, and data-driven decision-making brings immense opportunities—but also exposes enterprises to cyber threats, data breaches, and systemic vulnerabilities. Information security (InfoSec) forms the backbone of managing technology risk and ensuring resilience against the ever-changing threat…
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Mezzanine Financing: Bridging the Gap Between Debt and Equity
When businesses look to scale, they often face a dilemma: traditional bank loans may not be enough, yet raising fresh equity means giving up valuable ownership. This is where mezzanine financing comes in — a flexible, hybrid solution that blends debt and equity. It is widely used in acquisitions, expansions, and corporate restructuring to…
Read article Key Methods for Valuing Firms with Negative Earnings
Valuing firms with negative or low earnings poses unique challenges, as traditional profit-based metrics like P/E ratios do not apply. Professionals adapt using alternative approaches tailored to the firm’s circumstances: Key Methods for Valuing Firms with Negative Earnings Special Issues to Address In summary, valuing firms with negative or very low earnings requires a blend…
RBI permits Opening of additional Current Account in Indian Rupees for exports proceeds
The Reserve Bank of India (RBI) on Friday permitted banks to open additional current account for exports proceeds in addition to special rupee vostro accounts with a view to provide greater operational flexibility to exporters.In terms of this provision and in order to provide greater operational flexibility to the exporters, AD Category-I banks maintaining Special…
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