The Government of India has taken several initiatives to boost the government’s socially Oriented Insurance Schemes to farmers as well as the poor living in rural and urban areas. Therefore, these schemes have been introduced at very low premiums. They are available to all citizens who meet the eligibility criteria.
To move towards creating a universal social security system for all Indians, the following schemes are introduced.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Pradhan Mantri Suraksha Bima Yojana(PMSBY)
Life Cover under Pradhan Mantri Jan Dhan Yojana (PMJDY),
Pradhan Mantri Fasal Bima Yojana (PMFBY).
PM-JAY (PRADHAN MANTRI JAN AROGYA YOJANA)
The state insurance plan launched by the IRDAI is increasing awareness about insurance and making it accessible across states and in under-penetrated areas. Under these programs, the insurance industry will collaborate with the IRDAI and state governments to uplift insurance penetration to the last mile.
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