Advances against book-debts

2 months ago

Book debts are typically made up of sums owed for goods or services supplied or work carried out on credit.…

Loan against Insurance Policies

2 months ago

A loan against insurance policies is available to Life Insurance policyholders on the surrender value of the policy which is…

What is Document of title to goods?

2 months ago

A document of title to goods is a formal document that proves ownership of goods or property. A document of…

How to get home loans: Procedure and Practices for Home Loans

3 months ago

Banks and non-banking financial institutions lend for purchase or construct a new home. For a smooth home loan (also known…

Credit Cards Guidelines issued by RBI

3 months ago

Banks in India with a net worth of `100 crore and above can undertake credit card business either departmentally or…

UPI 123Pay transaction limit increased to ₹10,000 and UPI Lite wallet limit increased to ₹5,000

3 months ago

Reserve Bank of India (RBI) Governor Shaktikanta Das on Wednesday (October 9) announced changes in transaction limits of UPI 123…

RBI maintains status quo on Repo, policy rates, but changes stance to Neutral

3 months ago

The Reserve Bank of India (RBI) announced its fourth bi-monthly monetary policy for FY25 today, October 9. The RBI’s rate-setting…

Advantages, Disadvantages of Credit Cards

3 months ago

Credit cards offer several benefits to merchants and cardholders. Benefits to merchants: Credit card transaction processing directly impacts a business’s…

Bank Retirees medical Insurance: Total premium payable with top-up coverage of 2 lakh, 3 lakh, 4 lakh and 5 lakh

3 months ago

National Insurance Co. now offers multiple top-coverage medical insurance policies for bank retirees under IBA medical policy for retirees. Now…

Explained: Operational aspects of credit cards

3 months ago

A Credit card holder is the customer, or consumer, who is using the card for payment or cash withdrawal. Credit…