These things Health Policyholders needs to know: Take a look at updated IRDA rules

Insurance companies are required to provide a Customer Information Sheet (CIS) to their policyholders according to the Insurance Development Authority of India (IRDAI) guidelines. The document will furnish complex policy details and offer policyholders a clear understanding of their insurance coverage in respect of sum assured, coverage specifics, exclusions, and claims procedure. 30 days free-look…

Meaning of Net Asset Value (NAV) – Expenses Ratio – Load/No-Load Funds in mutual funds

Mutual funds are popular among large sections of retail investors because they offer investors the opportunity to diversify and therefore spread out their risk over several investments. Mutual funds are managed by full-time, professional fund managers who have the expertise, experience, and resources to actively buy, sell, and manage investments. But when we visit any…

SEBI asks mutual funds to limit small cap, midcap fund inflows: Market got spooked after the curb

India’s market regulator, SEBI, has asked money managers to restrict investments in small- and mid-cap stock mutual funds and reduce commissions. The move aims to curb surging inflows into these funds and address the extraordinary exuberance in small- and mid-cap stocks. SEBI wants small- and mid-cap funds to make additional risk disclosures to their investors.…

Risks Associated with Investments in Mutual Funds explained

Mutual Fund Schemes are not guaranteed or assured return products. Remember, past performance does not guarantee the future performance of any Mutual Fund Scheme. Different mutual fund categories are exposed to different kinds of risks depending on their investment objective and style.  The level of risk associated with the principal amount invested in a mutual…