Ten strategies to optimise your mutual fund returns
Mutual funds are popular among large sections of retail investors because they offer investors the opportunity to diversify and therefore spread out their risk over several investments. Mutual funds are managed by full-time, professional fund managers who have the expertise, experience, and resources to actively buy, sell, and manage investments. A fund manager of Mutual…
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Risks Associated with Investments in Mutual Funds explained
Mutual Fund Schemes are not guaranteed or assured return products. Remember, past performance does not guarantee the future performance of any Mutual Fund Scheme. Different mutual fund categories are exposed to different kinds of risks depending on their investment objective and style. The level of risk associated with the principal amount invested in a mutual…
Read article Do you know the use of Riskometer to Mutual Fund investors?
Whenever you open a scheme-related document, one of the first things you will see is a semicircle with an arrow pointing towards the ‘Risk’ levels associated with that fund. In 2015, SEBI introduced the ‘Riskometer’ as a benchmark of risk in the given scheme. Before that, fund houses would colour code risk in blue, yellow,…
Read articleRisks Associated with Investments in Mutual Funds explained
Mutual Fund Schemes are not guaranteed or assured return products. Remember, past performance does not guarantee the future performance of any Mutual Fund Scheme. Different mutual fund categories are exposed to different kinds of risks depending on their investment objective and style. The level of risk associated with the principal amount invested in a mutual…
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Social Security Schemes in insurance –Government of India business products
The Government of India has taken several initiatives to boost the government’s socially Oriented Insurance Schemes to farmers as well as the poor living in rural and urban areas. Therefore, these schemes have been introduced at very low premiums. They are available to all citizens who meet the eligibility criteria. To move towards creating…
Key Features of PM-JAY (Pradhan Mantri Jan Arogya Yojana)
PM-JAY is the world’s largest health insurance/ assurance scheme fully financed by the government. The PMJAY scheme aims to provide healthcare to ten crore families. These mostly include the poor and people with lower middle income, through a health insurance scheme covering Rs. 5 lakh per family. PM-JAY provides cashless cover of up to Rs.500000…
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