Technology Risk and Information Security: Principles, Governance, and Protection
In today’s digital-first world, technology risk has become a critical concern for every organization. The growing dependence on information systems, connectivity, and data-driven decision-making brings immense opportunities—but also exposes enterprises to cyber threats, data breaches, and systemic vulnerabilities. Information security (InfoSec) forms the backbone of managing technology risk and ensuring resilience against the ever-changing threat…
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Mezzanine Financing: Bridging the Gap Between Debt and Equity
When businesses look to scale, they often face a dilemma: traditional bank loans may not be enough, yet raising fresh equity means giving up valuable ownership. This is where mezzanine financing comes in — a flexible, hybrid solution that blends debt and equity. It is widely used in acquisitions, expansions, and corporate restructuring to…
Read article Key Methods for Valuing Firms with Negative Earnings
Valuing firms with negative or low earnings poses unique challenges, as traditional profit-based metrics like P/E ratios do not apply. Professionals adapt using alternative approaches tailored to the firm’s circumstances: Key Methods for Valuing Firms with Negative Earnings Special Issues to Address In summary, valuing firms with negative or very low earnings requires a blend…
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RBI permits Opening of additional Current Account in Indian Rupees for exports proceeds
The Reserve Bank of India (RBI) on Friday permitted banks to open additional current account for exports proceeds in addition to special rupee vostro accounts with a view to provide greater operational flexibility to exporters.In terms of this provision and in order to provide greater operational flexibility to the exporters, AD Category-I banks maintaining Special…
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Role of Cash and Marketable Securities in Working Capital Management
The primary objective of working capital management is to ensure the efficient management of current assets, including cash, raw materials, work-in-process, finished goods, and receivables. Achieving this involves determining the optimal investment level in each component to support smooth business operations and financial health. The Role of Cash in Working Capital Management Cash is the…
Calculation of Interest Using Products/Balances
The Product Method is a way to calculate interest on loans or deposits by multiplying the outstanding balance by the number of days it remains in the account. The daily product is the balance amount multiplied by the number of days it was outstanding. Summing these daily products over 30 or 31 days yields the…
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