Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
The working capital requirement of industrial and trading establishments refers to the total funds invested in various current assets such as raw materials (RM), work-in-process (WIP), finished goods (FG), and…
Police in India can direct banks to freeze or seize an account if, during investigation, they develop a reasonable suspicion that the account is linked to a crime, but this…
The Reserve Bank of India (RBI)is actively advancing efforts to interlink the **Unified Payments Interface (UPI) with fast payment systems across global jurisdictions to enhance the efficiency of cross-border payments.…
A common question arises whether an unregistered partnership firm can be made an accused under Section 141 of the Negotiable Instruments Act, 1881 (NI Act), and whether the firm itself…
Quick summary An NRE account is a rupee account for NRIs/OCIs to park overseas earnings in India with full repatriation and tax‑free interest while they remain non‑resident under FEMA, subject…
The PSB Alliance, a joint initiative of all 12 Public Sector Banks (PSBs) in India, is set to launch a new digital platform in January 2026 to simplify credit access…
A wide range of civil actions in India are time-barred if not initiated within the specific periods prescribed by the Limitation Act, 1963; notably, execution of most civil decrees must…
The Limitation Act, 1963 prescribes specific time limits within which legal actions must be initiated. For banks and financial institutions, understanding these timelines is crucial for debt recovery, enforcement of…
NRO (Non-Resident Ordinary) deposits are rupee-denominated accounts that allow NRIs/OCIs to hold and manage income accruing in India (such as rent, dividends, pension, interest), with repatriation of current income permitted…
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