Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
IntroductionFinancial statement analysis serves as a critical tool for bankers to evaluate a borrower’s creditworthiness, monitor loan performance, and manage financial risk. By examining key financial documents such as the…
Financial statements—comprising the Balance Sheet, Profit and Loss Account, Cash Flow Statement, Fund Flow Statement, and Projected Financial Statements—play a pivotal role in presenting a company’s financial position and performance.…
The preparation of financial statements begins with the identification and compilation of relevant financial data from a company’s accounting records. To ensure the reliability, consistency, and relevance of financial reporting,…
In India, the primary financial statements that provide a comprehensive overview of an entity’s financial position and performance include the Balance Sheet, Income Statement (also known as the Profit and…
Introduction The Aadhaar Enabled Payment System (AePS) is a bank-led model developed to promote financial inclusion by enabling basic banking transactions using Aadhaar-based biometric authentication. AePS allows customers to access…
(This post explains the definitions of working capital , Operating cycle and various methods of working capital appraisal viz. Tandon’s first method, Tandon’s second method,Turnover method or Nayak committee…
Accounting standards are formal policy documents issued by expert accounting bodies, governments, or other regulatory authorities. These standards provide guidance on the recognition, measurement, presentation, and disclosure of accounting transactions…
Standard costing methods classify standards based on their accuracy and intended application. These include ideal, basic, normal, current, and expected standards, each serving a specific role in cost control and…
The term working capital means the sum of the funds invested at various current assets used in the operating cycle, by the industrial and trading establishments. Operating cycle means the length…
business advisor
public relations advisor
HR expert
marketing expert
business strategy
business communications
marketing coach
