Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
Investment management is the structured process of planning, organizing, and controlling the allocation of financial resources to achieve defined financial objectives. A successful investment strategy requires a clear understanding of…
A wealth management assessment is a detailed and personalized process aimed at understanding a client’s financial position, preferences, and long-term objectives. This evaluation serves as the foundation for developing a…
Diamond Dollar Accounts (DDAs) are specialized current accounts denominated in US dollars, maintained with banks in India. These accounts are exclusively available to firms and companies engaged in the import…
The Reserve Bank of India (RBI), vide its circular dated June 6, 2025, has issued a comprehensive and harmonized set of guidelines for lending against gold and silver collateral, applicable…
Definition of Personal Financial Planning (PFP)Personal Financial Planning (PFP) is a dynamic and comprehensive process of managing an individual’s financial resources—including assets, liabilities, income, and expenditures—with the objective of achieving…
In the realm of personal financial planning, nomination is a widely recognized mechanism governed under various statutory frameworks including the Life Insurance Act, the Employees’ Provident Funds and Miscellaneous Provisions…
Under Section 18 of the Registration Act, 1908, the registration of a Will is not mandatory. The Hon’ble Supreme Court, in Ishwardeo Narain Singh v. Kamta Devi, AIR 1954 SC…
Legal Note:There is no prescribed statutory format for a Will under Indian law. A Will may be executed in any language and may be either handwritten or typed. Legal or…
The term “Will” is defined under Section 2(h) of the Indian Succession Act, 1925, as a legal declaration made in writing by a person, referred to as the Testator, whereby…
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