Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
[The working capital requirement of industrial and trading establishments means the sum of the funds invested by them in various current assets (like raw material (RM), work in process (WIP), finished…
The Statutory Liquidity Ratio (SLR) requires banks to hold a minimum share of Net Demand and Time Liabilities in liquid assets such as cash, gold, and government securities, shaping banks’…
The Cash Reserve Ratio (CRR) is a core liquidity tool of the Reserve Bank of India (RBI) that directly alters banks’ lendable resources, influences interest rates and credit growth, and…
The deregulation of interest rates refers to the removal of government-imposed controls on the rates financial institutions charge or offer on loans and deposits. This shift enables banks and other…
Interest rates on bank deposits vary across institutions in India. To help you stay informed, we’ve compiled the latest deposit interest rates offered by all public sector banks and leading…
Income Tax Attachment and Garnishee Orders are both legal mechanisms that enable recovery of dues through attachment of funds held in banks. However, they differ significantly in terms of origin,…
Overview The Bank Rate in India is the standard rate at which the Reserve Bank of India (RBI) is prepared to buy or re-discount eligible bills of exchange or other…
Central Bank of India reported a standalone net profit of ₹1,212.88 crore for the quarter ended 30 September 2025 (Q2 FY26), marking a 32.86% year-on-year increase. The bank’s asset quality…
Punjab National Bank (PNB) reported a robust financial performance for the quarter and half-year ended 30 September 2025 (Q2/H1 FY26), with notable improvement in profitability, asset quality, and business expansion.…
business advisor
public relations advisor
HR expert
marketing expert
business strategy
business communications
marketing coach
