Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
Retail banking primarily serves individual consumers and small businesses by offering a range of financial products, including savings accounts, loans, and credit cards. These services are delivered through multiple channels…
Programme Budgeting Programme budgeting, also referred to as program-based budgeting, is a financial planning approach that prioritizes the outputs and outcomes of programs rather than solely focusing on inputs (costs).…
Zero-based budgeting (ZBB) is a budgeting approach that starts from scratch, rather than relying on previous budgets as a baseline. In this method, the budget is constructed from zero, with…
A budget is a detailed financial plan that outlines expected income and expenses for a specific period. It serves as a roadmap for resource allocation and guides decision-making to achieve…
Budget preparation involves formulating financial plans, whereas budget monitoring ensures that expenditures remain aligned with the allocated budget and that financial objectives are achieved. How to Prepare a Budget 1.…
Budgeting is a continuous process involving the management of revenues and expenses to ensure financial responsibility and fiscal stability. Budget Concept A budget is a financial plan that outlines anticipated…
The Reserve Bank of India (RBI) has announced an increase in interchange fees on ATM transactions, resulting in higher costs for cash withdrawals starting May 1, as reported by Doordarshan…
The Reserve Bank of India (RBI) has issued revised guidelines on Priority Sector Lending (PSL) following a comprehensive review of existing provisions and stakeholder feedback. These updated norms introduce several…
The primary distinction between marginal costing and absorption costing lies in their treatment of fixed production costs. Marginal costing considers fixed production costs as period costs, expensing them in the…
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