Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
When the rights, title and interest in debts due or accruing due to a person are transferred to another person, it is called assignment and actionable claim means any claim other than…
[This blog offers information on how banks open accounts of illiterate persons, blind and partially blind persons other disabled persons] Blind, illiterate, and other disabled persons can open and make…
RBI has been imposing heavy penalties on banks that have not complied or the account opened in contravention of various directions and instructions issued by it, which includes failure to…
The Government of India has amended the Prevention of Money Laundering (Maintenance of Records) Rules, 2005 to make the Know Your Customer (KYC) process more flexible and citizen-friendly. The amendment,…
Ensuring access to financial services for every citizen is a key goal of the Reserve Bank of India’s financial inclusion policy. Recognizing that elderly, sick, and incapacitated individuals often face…
The Blind, illiterate, and other disabled persons can open and make certain bank account operations using thumb impressions. Bankers customarily extend helping hand to the disabled persons like sick/old/incapacitate who…
(This article elucidates what is inclusive banking, RBI guidelines, accounts of disabled persons, visually impaired banking, and financial inclusion in India) Introduction Inclusive banking is not just a policy goal—it…
The Reserve Bank of India (RBI) has taken progressive steps to ensure that persons with disabilities (PwDs) enjoy equitable access to banking services. Recognizing that accessibility is a key pillar…
1. Introduction Ensuring equitable access to banking services for all individuals is a fundamental aspect of financial inclusion. Recognizing the challenges faced by visually impaired customers, the Reserve Bank of…
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