Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
Digital technologies are emerging as a cornerstone of financial inclusion and rural development. By reducing transaction costs, extending last-mile access, and enabling precision agriculture, these technologies are reshaping rural economies…
Banking has long been recognized as a key instrument in fostering rural development, particularly in economies like India where a significant portion of the population still resides in rural areas.…
(This article elucidates self-help groups, their activities, bank loan facilities, advantages of lending to SHGs, Aajeevika- National Rural Livelihoods Mission (NRLM) for women SHGs in rural areas.) Self Help Groups…
The Reserve Bank of India (RBI) has taken another step towards making cheque processing faster and more efficient. In its circular dated September 26, 2025, RBI announced that **Phase I…
The Reserve Bank of India (RBI) periodically consolidates and updates its regulatory guidelines to ensure banks deliver credit in a structured, inclusive, and resilient manner. The latest frameworks matter now…
Strategic Frameworks The Reserve Bank of India (RBI) anchors its financial inclusion and financial literacy initiatives through two key national strategies: the National Strategy for Financial Inclusion (NSFI 2019–2024) and…
Concept and objectives Pradhan Mantri Awaas Yojana–Grameen (PMAY‑G) is a centrally sponsored rural housing mission that aims to provide a pucca dwelling with basic amenities to all eligible houseless rural…
While there is no education loan program designed exclusively for rural areas, several government-backed schemes extend significant benefits to students from economically weaker families, including those living in villages. These…
This introduction frames rural housing and education loans as complementary pillars of inclusive development—one building physical assets that stabilize household welfare, the other building human capital that raises lifetime productivity—both…
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