Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
RBI today notified Amendment to Master Direction on Prepaid Payment Instruments. As per the revised guidelines, the various types of PPIs that banks and non-banks can issue after obtaining necessary…
The Government of India has taken several initiatives to boost the government’s socially Oriented Insurance Schemes to farmers as well as the poor living in rural and urban areas. Therefore,…
PM-JAY is the world’s largest health insurance/ assurance scheme fully financed by the government. The PMJAY scheme aims to provide healthcare to ten crore families. These mostly include the poor…
Pradhan Mantri Fasal Bima Yojana (PMFBY) is a government-sponsored crop insurance scheme that integrates multiple stakeholders on a single platform. The scheme was launched in India by the Ministry of…
The insurance ombudsman scheme was established through a Government of India notification dated 11th November 1998 under section 114(1) of the Insurance Act of 1938. The purpose of establishing the…
The IRDA (Micro-insurance) Regulations 2005 is designed for insurance policies intended for the protection of economically weaker sections of society, with affordable insurance products to help them cope with and…
Group Insurance Scheme is life insurance or Health Insurance protection for groups of people in the same contract. This scheme is ideal for employers to cover their employees and retired…
Reinsurance is a process whereby one entity (the reinsurer) takes on all or part of the risk covered under a policy issued by an insurance company in consideration of a…
Distribution of insurance is handled in several ways. The most common is through the use of insurance intermediaries. Insurance intermediaries serve as the critical link between insurance companies seeking to…
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