Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
Banks frequently receive garnishee orders from civil courts and attachment orders from the Income Tax Department, both of which require immediate and careful action. These orders mandate banks to freeze…
Limited Liability Partnerships (LLPs) represent a hybrid business structure that combines the flexibility of partnerships with the liability protections of companies. Enacted under the Limited Liability Partnership Act, 2008, LLPs…
The Reserve Bank of India (RBI) issued the *Commercial Banks – Credit Risk Management (Amendment) Directions, 2026* on January 5, 2026, which will come into force from April 1, 2026.…
Applicability and coverage Core prudential eligibility conditions Before declaring any dividend or remitting profits, a bank must satisfy all of the following prudential conditions: Ceiling on payout and CET1‑linked…
A dirty float (also called a managed float) is an exchange rate regime where a currency is largely market-determined but the central bank intervenes from time to time to influence…
Background: PML Rules and Name Change The Prevention of Money-laundering (Maintenance of Records) Rules, 2005 define what constitutes an officially valid document (OVD) for KYC purposes. To ease difficulties faced…
The Reserve Bank of India (RBI), on July 8, 2021, issued updated instructions directing banks to implement a robust ‘Mandatory Leave’ policy for employees posted in sensitive positions or critical…
Banks provide for certain categories of special and extraordinary leave to employees, in addition to regular leave entitlements, to support social welfare initiatives, sporting activities, and personal exigencies. The key…
The Reserve Bank of India (RBI) has released its annual publication, the Report on Trend and Progress of Banking in India 2024-25, under Section 36(2) of the Banking Regulation Act,…
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