Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
When we think of banks, we often focus on deposits, loans, and interest rates. But behind the scenes, a bank’s financial strength depends heavily on two fundamental components: Paid-up Capital…
The Reserve Bank of India (RBI) has transformed the way banking licenses are issued by moving to an on-tap licensing framework. This allows eligible entities to apply for licenses at…
India’s banking system operates under one of the most robust regulatory frameworks in the world. The Reserve Bank of India (RBI), as the central authority, ensures that banks remain stable,…
When we think of regulation in India’s financial sector, the Reserve Bank of India (RBI) usually comes to mind first. And rightly so — RBI plays the central role in…
Co-operative banks in India occupy a unique position in the financial system by catering to grassroots-level credit needs, especially in rural and semi-urban areas. However, unlike commercial banks, they function…
The government plays a crucial role as a regulator of banks primarily through the central bank and legislative framework. In India, for example, the Reserve Bank of India (RBI) acts…
The Reserve Bank of India (RBI) serves as India’s central bank, established on April 1, 1935, under the RBI Act of 1934, to manage the nation’s currency, credit, and financial…
The Reserve Bank of India Act, 1934 is the foundational legislation that established the Reserve Bank of India (RBI) and continues to govern its structure, powers, and functions. It provides…
The Indian banking sector is one of the most regulated and systematically organized in the world. Its growth and stability are not by chance — they are rooted in a…
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