Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
Asset Liability Management (ALM) serves as a strategic framework within financial institutions for managing risks that arise from mismatches between assets and liabilities. The primary purpose of ALM is to…
Asset Liability Management (ALM) is a fundamental risk management practice for financial institutions, aimed at addressing mismatches between assets and liabilities. It involves aligning the timing, structure, and risk characteristics…
Assets and liabilities are fundamental components of an entity’s financial position, typically presented in the balance sheet. Understanding these components is essential for evaluating a company’s financial health, liquidity, and…
A balance sheet is a financial statement of an entity that is prepared for reporting of financial position of the business as of a particular date. The balance sheet is…
(This article explains the definition of non-performing assets (NPAs), classification of assets, Income recognition, and provisioning requirement under prudential norms for all types of accounts including NPA norms for Agricultural…
Introduction In India, the derivative transfer pricing policy environment for banks is shaped by a combination of regulatory mandates, market practices, and institutional risk management frameworks. Banks engage in derivative…
Understanding Credit Risk Credit risk refers to the potential for financial loss resulting from a counterparty’s failure to fulfill its contractual obligations. In the context of derivatives, this risk is…
Derivatives are essential instruments in Asset-Liability Management (ALM), offering financial institutions sophisticated tools to manage and mitigate key risks—particularly interest rate risk and currency risk. By employing derivatives, banks and…
Asset-Liability Management (ALM) is a critical risk management framework used by banks to maintain a balanced and stable relationship between their assets—such as loans and investments—and liabilities, which include deposits…
business advisor
public relations advisor
HR expert
marketing expert
business strategy
business communications
marketing coach
