The Reserve Bank on Wednesday notified that the revised definition of trading book for capital adequacy in terms of MD on investments dated September 12, 2023. As per the guidelines, the investment portfolio would be categorized into 3 categories viz. Held to maturity (HTM), Available for sale (AFS), and Fair Value through Profit and Loss…
Mutual Funds are vehicles to mobilize money from multiple retail investors and invest the money pooled in various types of securities. The profit earned by these funds gives the investors the benefit of growth, wealth creation, stability, regular income, liquidity, or a mix of all. Mutual funds are not only providing growth to the capital…
A mutual fund is a vehicle to mobilize money from multiple investors and invest the money in various types of securities to give the investors the benefit of growth, wealth creation, stability, regular income, liquidity, or a mix of all. The objective of every mutual fund is clearly defined in the memorandum of the fund…
Mutual funds are popular among large sections of retail investors because they offer investors the opportunity to diversify and therefore spread out their risk over several investments. Mutual funds are managed by full-time, professional fund managers who have the expertise, experience, and resources to actively buy, sell, and manage investments. A fund manager of Mutual…
Commercial cards and Business cards are often mistaken for each other. These two cards may sound the same but are different in more ways than one. Let’s learn about their differences in this article. Corporates have many expenses apart from settling supplier invoices, and employee salary i.e., for travel, entertainment & employee engagement. Commercial cards…
Mutual Fund Schemes are not guaranteed or assured return products. Remember, past performance does not guarantee the future performance of any Mutual Fund Scheme. Different mutual fund categories are exposed to different kinds of risks depending on their investment objective and style. The level of risk associated with the principal amount invested in a mutual…
Whenever you open a scheme-related document, one of the first things you will see is a semicircle with an arrow pointing towards the ‘Risk’ levels associated with that fund. In 2015, SEBI introduced the ‘Riskometer’ as a benchmark of risk in the given scheme. Before that, fund houses would colour code risk in blue, yellow,…
Mutual Fund Schemes are not guaranteed or assured return products. Remember, past performance does not guarantee the future performance of any Mutual Fund Scheme. Different mutual fund categories are exposed to different kinds of risks depending on their investment objective and style. The level of risk associated with the principal amount invested in a mutual…
Reserve Bank of India formulated a scheme whereby a bank may raise funds by issuing Usance Promissory Notes in convenient lots and maturities on the strength of genuine trade bills discounted by it. Under the above scheme, Scheduled Commercial banks and permitted financial entities may invest by way of rediscounting trade bills of other eligible…
(This post explains Initial Public Offer- Private Placement- Qualified institutional placement (QIP) -Preferential Issue – Rights and Bonus Issues, stock exchange, secondary market, and over-the-counter market) Types of Capital Issues in the Primary Market The primary market, also known as the new issue market, is that segment of the capital market where securities are issued…