RBI Circular on Lending Against Silver Jewellery: Key Provisions and Compliance Framework

Retail loans

The Reserve Bank of India has issued standardized directions permitting loans against silver jewellery and specified silver coins, aligning silver with gold for collateralized retail lending; these directions are titled the Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025 and are slated to take effect from April 1, 2026, with detailed…

Tamil Nadu State: 2026 Bank Holidays  

Bank News

The Government of Tamil Nadu has officially released the Public Holiday List for 2026, vide G.O.(Ms)No.708 dated 11.11.2025, declaring 24 holidays for all government offices, public sector undertakings, corporations, and boards functioning under its control. No. Holiday Date Day 1 New Year’s Day January 1, 2026 Thursday 2 Pongal January 15, 2026 Thursday 3 Thiruvalluvar Day January 16, 2026…