The Government of Kerala has already notified the 2027 holidays for banks under the Negotiable Instruments Act, 1881 through G.O. (P) No. 20/2026/GAD dated 18 September 2026, published in the Kerala Gazette Extraordinary on 18 October 2026.

Kerala – Bank Holidays under NI Act, 2027

No.	Holiday	Date	Day
1	Mannam Jayanthi	2 January 2027	Saturday
2	Republic Day	26 January 2027	Tuesday
3	Maha Sivarathri	6 March 2027	Saturday
4	Id-ul-Fitr (Ramzan)*	10 March 2027	Wednesday
5	Maundy Thursday	25 March 2027	Thursday
6	Good Friday	26 March 2027	Friday
7	Annual Closing of Accounts of Commercial & Co-operative Banks	1 April 2027	Thursday
8	Dr. B. R. Ambedkar Jayanthi	14 April 2027	Wednesday
9	Vishu	15 April 2027	Thursday
10	May Day	1 May 2027	Saturday
11	Id-ul-Ad’ha (Bakrid)*	17 May 2027	Monday
12	Sreekrishna Jayanthi	24 August 2027	Tuesday
13	Ayyan Kali Jayanthi	28 August 2027	Saturday
14	Sree Narayana Guru Jayanthi	15 September 2027	Wednesday
15	Sree Narayana Guru Samadhi	22 September 2027	Wednesday
16	Gandhi Jayanthi	2 October 2027	Saturday
17	Deepavali	28 October 2027	Thursday
18	Christmas	25 December 2027	Saturday

These are the 18 specific bank holidays notified under the NI Act, including 1 April, the annual closing of accounts of commercial and co-operative banks.

Important additional holidays for Kerala bank branches

The notification also deals with occasions which fall on a Sunday or second Saturday. Where a bank branch normally works on such a day, the relevant festival holiday is to be observed. These include:

• Easter
• Milad-i-Sherif
• Independence Day
• First Onam
• Thiruvonam
• Mahanavami
• Vijayadasami

This is important because the NI Act bank holiday list should not simply be read as the 18 dates in the above table. The notification specifically provides for festivals falling on otherwise closed Sundays/second Saturdays.

Also remember

All Sundays and the 2nd Saturday of every month are bank holidays in Kerala, in addition to the State-specific NI Act holidays.

The dates marked with *—particularly Id-ul-Fitr and Id-ul-Ad’ha—are subject to change depending on the actual sighting of the Moon.

Disclaimer: While due care and diligence have been exercised in compiling the list of holidays provided above, inadvertent errors, omissions, or discrepancies may occur. The publisher does not warrant the accuracy, completeness, or timeliness of the information. Readers are advised to verify the details with the official notifications or circulars issued by the respective state or union territory banks, or by the Indian Banks’ Association (IBA), before acting upon the content herein. Neither the author nor any person associated, directly or indirectly, with this website shall be held responsible or liable for any loss, damage, or claim arising out of or in connection with the use of the information presented above.