Bank Holidays 2021 in Karnataka under the NI Act

Bank holidays in India are declared as public holidays under explanation to section 25 of the Negotiable Instrument Act 1881. The holiday declared under NI Act is applicable exclusively to the banks located within the administration area of specific State and Union Territory.  In other States and Union territories where it is not a holiday, banks remain opened and allow normal banking transaction    similar to any other working days. 

Banks are closed on the 1st of April every year due to ANNUAL CLOSING of accounts,   All Sundays and 2nd & 4th Saturdays are Bank Holidays under the explanation to section 25 of the Negotiable Instrument Act 1881. (This holiday rule is applicable to all commercial and co-operative banks operating in entire India).

Because 2^nd and 4^th Saturdays and all Sundays are bank holidays, the below list does not include in the holiday list [Apr 25 Mahavira Jayanthi and Aug 15 Independence Day (2nd Saturday), December 25 Christmas ( 4th Saturday) not declared as a public holiday.  September 9 Friday,  Keil Muhurtha, Oct 18 Monday, Tula Sankramana and November 20 Saturday, Huttari Habba are declared as Holiday restricted only to Kodagu (Coorg) District. If any of the Holidays for the festivals of the Muslim Fraternity notified above does not fall on the date notified, Muslim Fraternity in Government Service may be granted a holiday on the date of observance in view of holidays already notified.

Disclaimer: Every effort has been taken to avoid errors or omissions in the list of holidays published above as per the State Gazette. In spite of this, it is possible that any changes in holiday dates, mistakes, errors, ambiguity, inconsistency, discrepancy or doubts may inadvertently creep up.  The readers in case of any doubts are therefore requested to be guided by the holiday list announced by the State Gazette or the banks located in the State by the IBA for correct and authentic information. Author or anyone connected directly or indirectly to this website accepts no responsibility whatsoever and will not be liable for any losses, claims or damages which may arise because of the contents of this write-up.