How nominees/legal heirs can claim money from PPF, NSC, SCSS, and other post office deposits

The Ministry of communication, Government of India has made certain amendments to make the process of claiming money from the small savings schemes such as Public Provident Fund (PPF), National Savings Certificate (NSC), Post Office Monthly Income Scheme (PO-MIS), etc.  The process of claiming money has been streamlined by the department via a circular dated August 28, 2020. 

A claim related with respect to the deceased account holder or certificate holder of small savings investment may be made on the basis of (i) Nomination (ii) With legal evidence (iii) Without the production of legal evidence at the discretion of sanctioning authority up to the limit fixed by Min. of Finance. However, any deposit made by or on behalf of a married woman, or by on behalf of a woman who afterward marries, may be paid to her, whether or not section 20 of the Indian Succession Act 1925 (39 of 1925) applies to her marriage and her receipt for any money.
The following posts offer you the procedures applicable for payment of death claim, conditions for premature closure rules, rate of interest payable on each of the following small savings investments.

(1) Public Provident Fund (PPF),

(2) National Savings Certificate (NSC),

(3) Senior Citizen Savings Scheme (SCSS), and

(4) Sukanya Samriddhi Account (SSA)

(5) Post Office Monthly Income Scheme (PO-MIS), Post Office Recurring Deposit and Term Deposits,

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Surendra Naik

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Surendra Naik

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