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LOANS AND ADVANCES

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Regulations on Interest Rate Resets on EMI based personal loans explained

January 21, 2025

What is Debt Repayment?

January 12, 2025

Calculation of Interest Using Products/Balances

January 12, 2025

Front-End and Back-End Interest Rates Explained

January 12, 2025

RBI increases collateral free agriculture loan limit from ₹1.6 lakh to ₹2 lakh

December 6, 2024

How to calculate Due Date of a Term Bill /Usance Bill

November 27, 2024

Difference between the Trade Bills and Accommodation Bills explained

November 26, 2024

What is an accommodation Bill?

November 26, 2024

What is Corporate Debt Restructuring (“CDR”) Scheme

October 15, 2024

Loan against security of NSC and KVP

October 13, 2024

Loans and Advances against Shares, Debentures and Bonds

October 13, 2024

Advances against book-debts

October 12, 2024

Loan against Insurance Policies

October 12, 2024

What is Document of title to goods?

October 11, 2024

Government sponsored Scheme: DAY-NRLM/ (SGSY)

October 4, 2024

MSME: Performance and Credit Rating Scheme Latest Developments

October 4, 2024

Risk Mitigation in agriculture: PMFBY (NAIS) /MSP etc.

October 3, 2024

Types of Agricultural Loans in India

October 3, 2024

What is Projected Net Working Capital?

October 3, 2024

Sources of Working Capital & its Estimation Operating Cycle

October 3, 2024

Cardinal principles of lending

October 2, 2024

At a glance: Rural Self-Employment Training Institutes (RSETIs)

August 25, 2024

Personal accounts and other customer accounts in Banks

August 10, 2024

RBI shortens the frequency of reporting by lenders to Credit Information Companies(CIC)

August 8, 2024

Interest Subvention Scheme for Agri and allied activities through KCC during 2024-25

August 6, 2024

Updated list of Priority Sectors identified in India and PSL lending targets and sub-targets norms

June 25, 2024

Priority sector lending target and sub-target norms explained

May 5, 2024

RBI mandates lenders to provide Key Facts Statement (KFS) to borrowers

April 16, 2024

How ZED certificate is useful for MSME entrepreneurs?

March 26, 2024

RBI revises Priority Sector Lending (PSL) Guidelines, fresh categories included

March 20, 2024

Definition, role and sectors of Priority Sector Lending (PSL)

March 19, 2024

Retail Banking: How it is different from wholesale banking?

January 22, 2024

Definition of MSME and the classification of MSME

December 28, 2023

RBI tightens rules on RWA for consumer credits, credit cards

November 17, 2023

Compensation of Rs.100 per day shall be paid by Credit Institutions and CICs for delayed updation/rectification of credit information

October 27, 2023

Lenders must release property Documents within 30days of loan repayment: RBI

September 14, 2023

Penalty should be a charge, not penal interest that will be compounded: RBI

August 21, 2023

Soon, you will get loans in minutes; RBI announces Public Tech Platform for Frictionless Credit

August 17, 2023

RBI Guidelines on Valuation and Revaluation of Properties

August 2, 2023

eSARAS mobile app to add ecommerce initiatives for products made by SHG

July 4, 2023

Does RBI circular dilute the penal measures on borrowers classified as wilful defaulter or fraud?

June 20, 2023

What is Technical write-off, is it a normal banking practice?

June 20, 2023

RBI provides guidelines on Default Loss Guarantee (DLG) in Digital Lending

June 13, 2023

RBI frames policies for undertaking compromise settlements and technical write offs

June 12, 2023

Launch of Udyam Assist Platform for validation of Informal Micro Enterprises  

May 14, 2023

CGTMSE scheme revamped with reduced premium and raising guarantee limit

April 28, 2023

The GCC Scheme shall henceforth be called “General Credit Card (GCC) Facility”

April 25, 2023

Why do banks collect credit reports from other 4 CICs besides CIBIL?

April 19, 2023

Major centrally sponsored schemes reserved for SC/ST beneficiaries

April 16, 2023

Execution of Loan Documents: The manager must remember these 29 important points

February 23, 2023
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