LOANS AND ADVANCES

Innovative housing loan products and upfront disbursal of loan

Important pre-sanction home-loan regulations lay down by RBI

Norms on Reset of floating Rate of interest on EMI based loans

RBI norms on Housing Finances to individuals for different purposes

Is it mandatory to register Negative Lien for creation of Charge?

RBI tightens rules on RWA for consumer credits, credit cards

No relief to personal guarantors under bankruptcy code: Supreme Court

Compensation of Rs.100 per day shall be paid by Credit Institutions and CICs for delayed updation/rectification of credit information

Lenders must release property Documents within 30days of loan repayment: RBI

Penalty should be a charge, not penal interest that will be compounded: RBI

Soon, you will get loans in minutes; RBI announces Public Tech Platform for Frictionless Credit

RBI Guidelines on Valuation and Revaluation of Properties

RBI provides guidelines on Default Loss Guarantee (DLG) in Digital Lending

CGTMSE scheme revamped with reduced premium and raising guarantee limit

Housing finance for construction of building/ready built houses: Updated rules and regulations

Why do banks collect credit reports from other 4 CICs besides CIBIL?

Right of Appropriation and the rule in Clayton’s Case?

Right of set-off and the important requirement to initiate the same

RBI expands the scope of TReDS for enhancement of Cash flow to MSMEs

Recovery of Penal interest for delay/default in servicing of the loan shall be stopped: RBI

Difference between first charge, second charge and pari-passu charges explained

The biggest challenge of WASH financing

What is the difference between loan and debt?

How to get Satisfaction of Charge certificate from Registrar of companies?

Paperless home loans a reality soon

 Key features of electronic bank guarantee (e-BG)