Bank Holidays 2026 in Sikkim State
The following are the bank holidays for Sikkim in 2026, declared under the explanation of Section 25 of the Negotiable Instruments Act, 1881. Date Day Occasion 01.01.2026 Thursday New Year Day 14.01.2026 Wednesday Maghe Sankranti/Makara Sankranti 26.01.2026 Monday Republic Day 18.02.2026 Wednesday Losar 04.03.2026 Wednesday Holi 20.03.2026 Friday Eid Al Fitr / Ramjan-Eid 27.03.2026 Friday Ram…
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List of 2026 Bank Holidays in Uttar Pradesh
The Government of Uttar Pradesh on November 17, 2025, issued the list of public holidays throughout Uttar Pradesh. The table below presents the complete list of public holidays notified by the Uttar Pradesh Government applicable to banks. Date Day Occasion/Festival Date 03.01.2026 Saturday MD.HAZARAT ALI’S BIRTHDAY 26.01.2026 Monday REPUBLIC DAY 26.02.2026 Sunday MAHA SHIVRATRI 02.03.2026…
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Credit Guarantee Scheme for Exporters (CGSE): Policy Overview, for the Banking Sector
The Union Cabinet has approved the Credit Guarantee Scheme for Exporters (CGSE), authorising the National Credit Guarantee Trustee Company Limited (NCGTC) to extend 100% credit guarantee coverage to Member Lending Institutions (MLIs) for additional credit facilities of up to ₹20,000 crore to eligible exporters, including those in the MSME segment. The scheme is expected to…
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Cash Reserve Ratio (CRR) in India: Transmission, Bank Balance Sheets, and Macroeconomic Impact
The Cash Reserve Ratio (CRR) is a core liquidity tool of the Reserve Bank of India (RBI) that directly alters banks’ lendable resources, influences interest rates and credit growth, and transmits into inflation and output dynamics in the wider economy. Higher CRR tightens liquidity and credit conditions, while lower CRR releases primary liquidity, supporting credit…
Read article How RBI’s October 2025 Policy measures Affect Depositors to Exporters
The Reserve Bank of India (RBI) recently released its ‘Statement on Developmental and Regulatory Policies’, outlining reforms across banking regulation, foreign exchange, consumer protection, and financial markets. These measures reflect RBI’s twin priorities: strengthening financial stability and making regulations more business- and consumer-friendly. What’s New in Banking Regulation? * Expected Credit Loss (ECL): RBI plans…
RBI Introduces Continuous Clearing in Cheque Truncation System
The Reserve Bank of India (RBI) has taken another step towards making cheque processing faster and more efficient. In its circular dated September 26, 2025, RBI announced that **Phase I of “Continuous Clearing and Settlement on Realisation in Cheque Truncation System (CTS)”** will go live from October 4, 2025. To facilitate a smooth transition to…
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