Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
An ordinary annuity is a financial product involving a series of equal payments made at the end of each period over a fixed time frame. These payments can be scheduled…
IntroductionThe concept of Home Information Packs (HIPs) was once proposed in India to enhance transparency and protect the interests of homebuyers. Although the idea received preliminary attention, particularly from industry…
Project finance, inherently complex and characterized by extended gestation periods, necessitates a robust and harmonized regulatory framework. In this context, the Reserve Bank of India (RBI) has undertaken a comprehensive…
All industries make long-term capital investments for growth. These capital assets may be plant and machinery, or intangible assets like IT, or infrastructure assets. Irrespective of their nature, every asset…
In our previous article we have explained about the Reverse Mortgage Loan (RML) Scheme, which offers regular income to senior citizen against pledging of their home with the lender. However,…
Reverse mortgage loan scheme turn out to be windfall to senior citizen who needs financial help. The scheme also known as ‘RML scheme’ is created from Maintenance of Parents and…
Introduction A sinking fund, also referred to as a depreciation fund, is a financial strategy used by companies to systematically set aside funds over a period of time. These funds…
Annuity is a fixed sum of money paid to the investor or insurer to a series of annual sums for specific length of time or the rest of their life.…
IntroductionHome loan agents and brokers play a pivotal role in facilitating the loan acquisition process. Their industry expertise, access to multiple lending institutions, efficient handling of documentation and personalized service…
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