Free notes, textbooks, and exam-focused resources designed for Indian banking professionals.
RBI communiqué on RATE CUT RBI slashes repo rate by 25 bps to 7.75 per cent with immediate effect Reverse Repo @6.75% No change in CRR or SLR Key Rates…
Under the PMJDY scheme, a person opening a Bank account for the first time is offered a RuPay Card free of charge. In addition, people who have opened a bank…
The objective of setting up of payments banks is to provide fully networked and technology driven modern transaction service to the unbanked. Payment banks offer internet banking, bill payment service,…
10th Bipartite settlement /Joint note dated 07.01.2015. Outcome of Talks held today at Mumbai. Discussions continued today with IBA. UFBU insisted on further increase over 12.5%. IBA wanted some more…
DRI loans scheme (also known as DIR loan scheme) was introduced in the year 1972 to financially assist chosen low income groups. The loan scheme envisages lending by banks to…
Centre has separated the posts of Chairman and Managing Director (CMD) in nationalised banks. It has also appointed Managing Directors (MD) for four banks, and they will also be designated…
White Label ATMs (WLAs) are the ATMs owned by non-banking entities. These ATMs do not display the logos of any bank. Bank Customers can withdraw money from debit cards/credit cards/prepaid…
The Reserve Bank of India (RBI) has granted additional six months for exchanging currency notes printed before 2005. The public can do so till June 30, 2015. Earlier, the RBI…
Window dressing in accounting is the practice of manipulating financial statements to make a company appear more financially healthy than it actually is. It’s a short-term strategy that companies use…
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