August 5, 2026 – Banking School

RBI’s Repo Rate Adjustments continues to Pause

BRBLBy Surendra Naik August 5, 2026

The Monetary Policy Committee (MPC) met on the 3rd, 4th and 5th of August to deliberate and decide on the policy repo rate. After a detailed assessment of the evolving macroeconomic and financial developments and the outlook, the MPC voted unanimously to keep the policy repo rate under the liquidity adjustment facility (LAF) unchanged at…

Merchant Fees on UPI Payments: Key highlights of new Parliamentary Bill

Bank NewsBy Surendra Naik August 5, 2026

India’s digital payments landscape may be heading towards a significant policy change. A Bill introduced in Parliament by the Ministry of Finance proposes amendments to the Payment and Settlement Systems Act, 2007, creating a legal framework that would enable the government to prescribe Merchant Discount Rate (MDR) for UPI and other electronic payment systems. While…

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Special Audits v/s Regular Audit: Purpose, Process, and Examples

Understanding Information Systems Audit (IS Audit)

Explained: Requirements of Banking Companies as to Accounts and Audit

Discounted Cash Flow Valuation: Estimating Inputs

Discounted Cash Flow Approach: Step-By-Step Guide to Valuation

Direct Comparison Approach in Corporate Valuations

Stock and Debt Approach in Corporate Valuations

Adjusted Book Value Approach in Corporate Valuations

Approaches to Corporate Valuation

Cash Flow Estimation in Capital Budgeting: A Comprehensive Overview

Methods of Investment Appraisal

Understanding NPV, IRR, DCF… in capital budgeting

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Customers

RBI’s Repo Rate Adjustments continues to Pause

Merchant Fees on UPI Payments: Key highlights of new Parliamentary Bill