RBI’s February 6 Statement Signals Bold Steps for Financial Markets Evolution

The Reserve Bank of India (RBI) released its Statement on Developmental and Regulatory Policies on February 6, 2026, outlining targeted measures to deepen India’s financial markets. These initiatives focus on bolstering the corporate bond market, enhancing foreign exchange (FX) flexibility for authorised dealers, and refining the Voluntary Retention Route (VRR) for foreign portfolio investors (FPIs).…

RBI outlines Key Reforms in Payments, Agriculture Credit, and Financial Inclusion

The Reserve Bank of India (RBI) released its Statement on Developmental and Regulatory Policies on February 6, 2026, outlining a series of targeted measures to bolster the payments ecosystem, enhance agricultural credit delivery, and promote financial inclusion. Amid evolving economic priorities, these reforms focus on streamlining the Lead Bank Scheme, refining Kisan Credit Card (KCC)…

Big RBI Move: Collateral-Free Loans Raised to ₹20 Lakh

A landmark announcement in the Statement on Developmental and Regulatory Policies dated Feb 6  RBI doubles the collateral-free loan ceiling under CGTMSE and similar guarantees from ₹10 lakhs to ₹20 lakhs, targeting MSMEs, women entrepreneurs, and startups. Salient features: This enhancement injects vitality into MSME credit, critical for India’s job creation engine. Banks must recalibrate…

RBI Pushes for customer protection in Digital Payments

In its Statement on Developmental and Regulatory Policies released on February 6, 2026, the Reserve Bank of India (RBI) has outlined targeted measures to fortify the payments ecosystem amid surging digital transaction volumes. A standout initiative is the forthcoming Discussion Paper titled Exploring Safeguards in Digital Payments to Curb Frauds. This move underscores RBI’s commitment…

RBI Signals New Reform Agenda for Banks and NBFCs

The Reserve Bank of India (RBI) released its Statement on Developmental and Regulatory Policies on February 6, 2026, outlining several proactive measures to strengthen customer protection, harmonize regulations, and enhance operational flexibility for regulated entities (REs). These initiatives address critical areas like mis-selling, loan recovery, digital fraud, and lending norms, with draft instructions set for…