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LOANS AND ADVANCES

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How do banks determine ‘Spread’ in respect of interest on advances?

February 20, 2023

Right of set-off and the important requirement to initiate the same

February 15, 2023

RBI expands the scope of TReDS for enhancement of Cash flow to MSMEs

February 9, 2023

Recovery of Penal interest for delay/default in servicing of the loan shall be stopped: RBI

February 8, 2023

The biggest challenge of WASH financing

January 20, 2023

What is the difference between loan and debt?

January 19, 2023

What is the difference between loans and advances?

January 16, 2023

Paperless home loans a reality soon

December 5, 2022

 Key features of electronic bank guarantee (e-BG)

November 27, 2022

Explained: Difference between warranty and guarantee

October 21, 2022

RBI initiates Project digitalisation of KCC lending

September 10, 2022

RBI formulates new digital lending rules. Know how new system works

September 9, 2022

The latest rise in corporate credit amplified the demand for priority sector lending certificates (PSLC)

July 5, 2022

Banks fail to observe the directions while financing to Government owned entities: RBI

June 15, 2022

Most of the digital lending apps are not registered with the RBI: Police will take necessary action on receipt of complaint says RBI governor

June 9, 2022

Primary cooperative banks can now lend upto 10 lakhs for house repair or alteration

May 24, 2022

RBI clarifies on New Definition of Micro, Small and Medium Enterprises (MSME)

May 19, 2022

Eligibility criteria for Kisan Credit Card Scheme for farmers engaged in fisheries/ aquaculture, amended

May 19, 2022

RBI permits banks to extend on-lending facility on an ongoing basis for delivering credit to the specified priority sectors

May 14, 2022

Mandatory LEI codes required for non-individual borrowers to enjoy credit facility of 5 crore and above

April 21, 2022

Microfinance Loans: RBI issues Master Direction 2022 for Regulatory Framework

March 15, 2022

Right of subrogation: Right of Guarantor against principal borrower on whose behalf loan is repaid 

February 19, 2022

RBI clarifies on new definition of Micro, Small and Medium Enterprises

February 18, 2022

RBI clarifies perception over the definition of ‘out of order’ and ‘standard assets’ under Prudential Norms

February 15, 2022

NBFC-ICCs can do NBFC Factor business and TReDS have to assign receivables: RBI

January 20, 2022

Meaning of Spread/Mark up in Bank loan rates

January 16, 2022

Do you know what an amortization schedule is?

December 27, 2021

How does a bank decide your home loan eligibility?

November 28, 2021

RBI announces to double the collateral free loans to Self Help Groups

August 9, 2021

RBI extends timelines to companies for compliance of debt recast

August 7, 2021

RBI clarifies the doubts on new Definition of MSMEs

June 25, 2021

Do you know how Gold metal loans are sanctioned to jewellers?

June 24, 2021

Resolution framework -2.0: Enhancement of limits offered to individuals and small businesses

June 12, 2021

Govt announces ECLGS 4.0 with extra facilities and loan tenor extension

June 5, 2021

RBI provides more credit for intensive sectors like restaurants, hotels, tourism travels, and others

June 4, 2021

RBI relaxes bad loans provisioning rules for banks, permits 100% utilization of floating provisions

May 7, 2021

Fresh lending support of ₹50000 Crore to Emergency Health Services

May 6, 2021

RBI announces Resolution Framework 2.0 for COVID Related Stressed Assets

May 6, 2021

How the credit audit is conducted in banks?

April 22, 2021

Lenders should disclose the aggregate amount to be refunded/adjusted as of March 31, 2021: RBI

April 7, 2021

Bank Finance under Self Employment Program (SEP) component of DAY-NULM

April 6, 2021

What is the Prime Minister’s New 15-Point Programme for the Welfare of Minorities?

April 2, 2021

Waiver of complete interest and extension of the moratorium not allowed by Supreme Court

March 23, 2021

New Capital Adequacy Framework (NCAF) on capital regulation – eligibility of CRISIL Ratings Limited

January 27, 2021

We are open to a bad bank plan: RBI Governor

January 17, 2021

RBI cautions against unauthorized digital lending apps

December 23, 2020

SIDBI launches “Do-It-Yourself (DIY) asset restructuring web module. “

December 1, 2020

Salient features of Co-lending Model (CLM) scheme announced by RBI for priority sector lending

November 5, 2020

RBI notifies revised guidelines for Opening of Current Accounts by Banks

November 2, 2020

These eleven things you need to know for acceptance of power of attorney for creation of mortgage or sale of property

October 30, 2020
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