LOANS AND ADVANCES

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Understanding some important terms related to bills of exchange

September 3, 2025

Co-Lending by Banks and NBFCs: A Win-Win for Priority Sector Lending

September 1, 2025

RBI’s Draft Rules on Foreign Exchange Guarantees: What You Need to Know

August 16, 2025

Definition of NPA and Asset Classifications of irregular loans

Credit Monitoring Tools: The Role of Loan Review Mechanism (LRM) in Strengthening Credit Risk Management

What is securitisation?

Voluntary Pledge of Gold and Silver for Collateral-Free Agriculture and MSME Loans: RBI Clarification

What is factoring?

Comparative overview of factoring and forfaiting

What is forfaiting?

Housing Loans for Non-Resident Indians (NRIs)

Pre-Packaged Insolvency Resolution Process for Stressed MSMEs under the IBC

Paradigm Shift in India’s Insolvency Framework: From Resolution to Liquidation under the IBC

Legal Elements and Framework of the Insolvency and Bankruptcy Code

Understanding Insolvency and Bankruptcy: Key Definitions and Distinctions

Applicability of the Insolvency and Bankruptcy Code, 2016: Scope and Key Provisions

Resolution of Stressed Assets under the Insolvency and Bankruptcy Code, 2016: A Structured Approach to Financial Rehabilitation

Available Frameworks for Asset Restructuring through the Sale of Financial Assets

Explained: Insolvency Resolution Process for Corporate Persons regulation 2020: Fourth amendment to IBBI 2016

Understanding the proceedings against large Corporates under IBC

RBI Guidelines on the Restructuring of Advances by Banks

Personal guarantors to corporate debtors comes under IBC regime

Strategic Options Available to Banks for the Resolution of Stressed Assets

No relief to personal guarantors under bankruptcy code: Supreme Court

Insolvency and Bankruptcy Code (IBC): List of restraints on FSPs during the moratorium period

Understanding Credit Default, Stressed Assets, and Non-Performing Assets (NPAs)

Restructuring, Rehabilitation, and Recovery of Loans: A Comprehensive Overview

What is NCLT?

Instruments of Credit Control Used by the Reserve Bank of India

Do you know the meaning of ‘Non-Cooperative Borrowers’?

The Importance and Purpose of Credit Control and Monitoring

How to identify a wilful defaulter?

Characteristics, Importance, and Benefits of Credit Ratings

What is Credit Rating and the Role of Credit Rating Agencies (CRA) in India

RBI Bans Pre-Payment Charges on Floating Rate Loans for Individual Borrowers

Enhancing Credit Underwriting through Straight-Through Processing (STP) or Credit Underwriting Engines

Lending under Consortium, Multiple Banking Arrangements and Syndicated loans: A Regulatory and Operational Overview

Understanding Loan Disbursement: Process, Conditions, and Timelines

Understanding Third-Party Guarantees in Credit Transactions

Enhancing Credit Delivery through Straight-Through Processing (STP): A Comprehensive Documentation Framework

Understanding important points about Term Loans: Key Types, Uses, and Features

What is a consortium lending?

Appraisal of financing infrastructure projects

What is a Deferred Payment Guarantee (DPG)?

Challenges in Managing Working Capital Finance

RBI Guidelines on Discounting and Rediscounting of Bills by Banks

Framework for project financing and provisioning in infrastructure and real estate sectors

Short-Term Loans from Financial Institutions

Understanding Documentation Procedure and stamping in Banks

Bills/Receivables Financing by Banks: Mechanisms and Benefits