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LOANS AND ADVANCES

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What is the difference between Leasing finance and Hire-Purchase finance?

October 7, 2015

What is the difference between Hypothecation and Mortgage?

September 5, 2025

Difference between Gross NPA and Net NPA explained

November 19, 2018

Difference between first charge, second charge and pari-passu charges explained

September 5, 2025

What is the difference between first charge and second charge?

September 5, 2025

What’s the difference between Demand Bills Purchase and Usance Bills Discount?

October 7, 2015

DFS advises banks to invoke personal guarantees and initiate IBC proceedings against the guarantors whenever possible

June 7, 2025

Execution of Loan Documents: The manager must remember these 29 important points

February 23, 2023

Key Methods for Detecting Forged and Fabricated Title Deeds

June 19, 2025

Details of Banking service available to blind and low vision customers

November 2, 2019

Demographic and economic profile of rural India

September 26, 2025

Dealing in Priority Sector Lending Certificates (PSLCs)

April 16, 2016

Crop Loans and Term Credit in Indian Agriculture: NABARD Refinance, Bank Relief in Calamities, and Sectoral Opportunities

September 27, 2025

Understanding credit score and credit information companies in India

April 13, 2025

Credit Monitoring Tools: The Role of Loan Review Mechanism (LRM) in Strengthening Credit Risk Management

July 23, 2025

Credit Information companies in India

April 22, 2025

Credit Guarantee Scheme for subordinate debt/CGSSD explained

July 3, 2020

Credit administration: Routines of a Bank Manager

June 28, 2025

COVID19 Regulatory Package: RBI extends Resolution Timelines on stressed assets under the Prudential Framework

April 18, 2020

Conversion of debt into equity by the Asset Reconstruction Companies reviewed

November 24, 2017

Contracts of indemnity in banking

September 8, 2025

Contracts of Guarantee in Banking: A Complete Guide

September 8, 2025

Contracts of Bailment: A Practical Guide for Banking

September 8, 2025

Contract of Pledge: A Banking-Focused explainer

September 8, 2025

Concerns over finance to MSEs: What’s stopping banks to act as development facilitator

August 8, 2015

Concept of Working Capital: Definition, Importance, and Key Considerations

July 3, 2025

What is the concept of Priority Sector Lending?

October 8, 2025

Comprehensive Credit Guidelines for Pisciculture (Fish Farming) Loans: Banking SOP

November 5, 2025

Compensation of Rs.100 per day shall be paid by Credit Institutions and CICs for delayed updation/rectification of credit information

October 27, 2023

Common loan application format for MSME loans up to Rs.2 Crore revised

May 11, 2017

Non-Fund Based Facility to Non-constituent bank borrowers

January 9, 2016

Collateral free agricultural loan limit enhanced up to 1.60 lakh

February 20, 2019

Co-Lending by Banks and NBFCs: A Win-Win for Priority Sector Lending

September 1, 2025

CLCSS subsidy scheme for micro and small enterprises

January 17, 2026

Classification of priority sector advances: Overdraft in PMJDY accounts

February 26, 2015

Clarity on bank lending to InvITs

October 15, 2019

Circumstances that may discharge Guarantor from all liabilities

February 21, 2017

Checklist of Application Form and Required Documents for Availing a Home Loan

June 20, 2025

Characteristics, Importance, and Benefits of Credit Ratings

July 6, 2025

Challenges in Managing Working Capital Finance

July 4, 2025

CGTMSE scheme revamped with reduced premium and raising guarantee limit

April 28, 2023

CGTMSE guarantee for credit facility covered by collateral security

March 16, 2019

Central Registry under SARFAESI: a practical guide to CERSAI for lenders, borrowers, and investors

September 8, 2025

Cardinal principles of lending

October 2, 2024

Loan provisioning under prudential norms

February 9, 2019

Calculation of Interest Using Products/Balances

January 12, 2025

Blanket suspension of Insolvency and Bankruptcy Code (IBC) for a period of six months may extend

July 24, 2020

Bills/Receivables Financing by Banks: Mechanisms and Benefits

July 4, 2025

Bill discount: Discount rate and effective interest rate explained

September 27, 2020

Why do banks collect credit reports from other 4 CICs besides CIBIL?

April 19, 2023
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