LOANS AND ADVANCES

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Loans and advances

Govt Announces ₹100 Cr Credit Guarantee Scheme for MSMEs (MCGS-MSME)

January 30, 2025

Government sponsored Scheme: DAY-NRLM/ (SGSY)

October 4, 2024

Government modifies interest subvention scheme for MSMES, extends scheme till March 2021

October 7, 2020

Government Education Loan Schemes for Rural Students in India

September 28, 2025

What are fund based Bank Finances?

Functions of the National Board for Micro, Small and Medium Enterprises (NBMSME)

September 6, 2025

Functions of credit information companies (CIC) and membership to CIC

Front-End and Back-End Interest Rates Explained

January 12, 2025

Fresh lending support of ₹50000 Crore to Emergency Health Services

Framework for project financing and provisioning in infrastructure and real estate sectors

Forensic audit in banks

First loss facility and second loss facility explained

February 23, 2019

Financing the Rural Non‑Farm Sector in India: Structure, Institutions, and Strategic Enablers

September 27, 2025

Financing the Poor as Bankable Opportunities: Microcredit, SHGs, and Institutional Architecture in India

September 30, 2025

Features of National Agriculture Market Scheme (e-NAM)

December 4, 2019

Features of Co-Branded Credit Cards

FAQs on rescheduling of Term Loans and Working Capital payments

FAQs on education loan scheme

After delay in filing of registration of the charge: Condonation route

September 5, 2025

Explained: Difference between warranty and guarantee

October 21, 2022

Historical Background of Credit in India: Evolution from Traditional Lending to Digital Innovation

Ethical Loan Recovery Policies in Banking

eSARAS mobile app to add ecommerce initiatives for products made by SHG

Enhancing Credit Underwriting through Straight-Through Processing (STP) or Credit Underwriting Engines

Enhancing Credit Flow to SC/ST Beneficiaries under Major Centrally Sponsored Schemes

Enhancing Credit Delivery through Straight-Through Processing (STP): A Comprehensive Documentation Framework

Enforcement of Security Interest under SARFAESI: A practical guide for bankers and borrowers

September 8, 2025

Eligibility criteria for Kisan Credit Card Scheme for farmers engaged in fisheries/ aquaculture, amended

Explained: Insolvency Resolution Process for Corporate Persons regulation 2020: Fourth amendment to IBBI 2016

Effects of Registration of Charge in India and procedural framework

September 6, 2025

Effects of NPA on profitability

What are the effects of non-registration of a charge?

September 5, 2025

Education Loan Scheme in India: Structure, Subsidies, and Best Practices

October 25, 2025

Economic Features of Rural India

September 26, 2025

Important types of stamp papers used in India

DRI loan Scheme for low income groups

January 2, 2015

Does RBI circular dilute the penal measures on borrowers classified as wilful defaulter or fraud?

Padho Pardesh : 100% Interest subsidy to students of minority communities

Do you know the meaning of ‘Non-Cooperative Borrowers’?

Entities which are not eligible for bank finance in India: RBI

Banks can register a charge on their own if the borrower company fails to register

September 5, 2025

Illustration of how your loan EMI is calculated?

The complete mechanism of ‘TReDS’ that helps MSME finance

Understanding different types of legally enforceable documents

Different Types of Bank Borrowers: Individuals, Partnership firms, limited companies, Corporates

Difference between the Trade Bills and Accommodation Bills explained

November 26, 2024

What is the difference between Overdraft and Cash Credit facility?

October 7, 2015

What are Open Cash Credit and Key Cash Credit?

October 7, 2015

What is the difference between loans and advances?

January 16, 2023