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LOANS AND ADVANCES

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Continuation of Interest Subvention Scheme through KCC 2025–26

January 21, 2026

Updated RBI Priority Sector Lending (PSL) Directions, 2025

January 20, 2026

Bank finance under PMEGP scheme

January 20, 2026

CLCSS subsidy scheme for micro and small enterprises

January 17, 2026

Loan Documentation – concise, ready-to-use Bank Staff Checklist

January 13, 2026

Perfecting Loan Documentation: A Practical Compliance Checklist for Bankers

January 12, 2026

What is CGTMSE Credit guarantee scheme?

January 11, 2026

RBI Overhauls CC, CA, and OD Directions

December 12, 2025

How a Bank Should Deal When a Bank Guarantee Is Invoked and the Customer Fails to Reimburse

December 4, 2025

Non-Fund Based Facilities to Non-Constituent Borrowers: RBI Relaxation and Key Conditions

November 26, 2025

Understanding Working Capital Appraisal: Key Financial Terms Explained

November 25, 2025

RBI Circular on Lending Against Silver Jewellery: Key Provisions and Compliance Framework

November 12, 2025

Understanding Corporate Relationships: A Banker’s Guide to Subsidiaries, Sister Concerns, Associates, Joint Ventures, Conglomerates, and Groups

November 8, 2025

Comprehensive Credit Guidelines for Pisciculture (Fish Farming) Loans: Banking SOP

November 5, 2025

Education Loan Scheme in India: Structure, Subsidies, and Best Practices ​

October 25, 2025

Vidya Lakshmi Portal and PM-Vidyalaxmi Scheme: A One-Stop Platform for Education Loans in India

October 25, 2025

Central Scheme to provide Interest Subsidy (CSIS) for the EWS students 

October 25, 2025

🌱 How to Apply for a PMEGP Loan Online

October 9, 2025

What is the concept of Priority Sector Lending?

October 8, 2025

Financing the Poor as Bankable Opportunities: Microcredit, SHGs, and Institutional Architecture in India

September 30, 2025

Role of Digital Technologies in Financial Inclusion and Rural Development

September 30, 2025

Role of Banking in Rural Transformation: Emerging Trends and Inclusive Practices

September 30, 2025

Need for and Activities of Self-Help Groups (SHGs)

September 30, 2025

How RBI Guides Banks on Livelihood Missions, Disaster Relief, and Inclusive Credit for SCs, STs, and Minorities

September 29, 2025

RBI’s Drive for Financial Inclusion and Literacy: Frameworks, Outcomes, and Poverty Alleviation

September 28, 2025

Pradhan Mantri Awaas Yojana (Grameen): Objectives, Design, and Implementation

September 28, 2025

Government Education Loan Schemes for Rural Students in India

September 28, 2025

Rural Housing and Education Loans: An Introduction

September 28, 2025

Poverty Alleviation in India: Programs, Assessment, and the Way Forward

September 28, 2025

Priority Sector Lending in India: Evolution, Guidelines, and Performance Measurement

September 28, 2025

Overview:  Performance and Credit Rating Scheme (PCRS) and the Framework for Revival and Rehabilitation of MSMEs

September 28, 2025

The Kisan Credit Card (KCC) Scheme: A Policy Instrument for Inclusive Agricultural Finance

September 28, 2025

Project Concepts, Appraisal Frameworks, and Model Bankable Projects in Indian Agriculture and Allied Sectors

September 27, 2025

How India Supports MSMEs: SIDBI, RBI Policies, and Government Initiatives Explained

September 27, 2025

MSMEs as Growth Drivers: Credit Architecture and Appraisal of Term-Loan Proposals

September 27, 2025

Role of Information and Communication Technologies in Rural Banking: Infrastructure, Inclusion, and Innovation

September 27, 2025

Financing the Rural Non‑Farm Sector in India: Structure, Institutions, and Strategic Enablers

September 27, 2025

Crop Loans and Term Credit in Indian Agriculture: NABARD Refinance, Bank Relief in Calamities, and Sectoral Opportunities

September 27, 2025

Regulation of Rural Financial Services in India: Institutions, RBI-NABARD Framework, and the Lead Bank Scheme

September 27, 2025

Rural Credit Institutions in India: Pillars of Financial Inclusion

September 27, 2025

Shyama Prasad Mukherji Rurban Mission (SPMRM): Bridging the Rural–Urban Divide

September 26, 2025

Rural Development in India: Components, Approaches, and Key Issues

September 26, 2025

Rural Development Policies in India: Programs, Reforms, and Impact

September 26, 2025

Agriculture Economy in India: Structure, Role, and Emerging Challenges

September 26, 2025

Economic Features of Rural India

September 26, 2025

Demographic and economic profile of rural India

September 26, 2025

Meaning and essentials of a contract of sale

September 8, 2025

Contracts of indemnity in banking

September 8, 2025

Contract of Pledge: A Banking-Focused explainer

September 8, 2025

Contracts of Bailment: A Practical Guide for Banking

September 8, 2025
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