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Loans and advances

Definition of MSME and the classification of MSME

December 28, 2023

Is it mandatory to register Negative Lien for creation of Charge?

November 22, 2023

RBI tightens rules on RWA for consumer credits, credit cards

November 17, 2023

No relief to personal guarantors under bankruptcy code: Supreme Court

November 10, 2023

Compensation of Rs.100 per day shall be paid by Credit Institutions and CICs for delayed updation/rectification of credit information

October 27, 2023

Lenders must release property Documents within 30days of loan repayment: RBI

September 14, 2023

Penalty should be a charge, not penal interest that will be compounded: RBI

August 21, 2023

Soon, you will get loans in minutes; RBI announces Public Tech Platform for Frictionless Credit

August 17, 2023

RBI Guidelines on Valuation and Revaluation of Properties

eSARAS mobile app to add ecommerce initiatives for products made by SHG

Does RBI circular dilute the penal measures on borrowers classified as wilful defaulter or fraud?

What is Technical write-off, is it a normal banking practice?

RBI provides guidelines on Default Loss Guarantee (DLG) in Digital Lending

RBI frames policies for undertaking compromise settlements and technical write offs

Launch of Udyam Assist Platform for validation of Informal Micro Enterprises

CGTMSE scheme revamped with reduced premium and raising guarantee limit

The GCC Scheme shall henceforth be called “General Credit Card (GCC) Facility”

Major centrally sponsored schemes reserved for SC/ST beneficiaries

Housing finance for construction of building/ready built houses: Updated rules and regulations

Do you know how to examine title deeds while buying house property?

Why do banks collect credit reports from other 4 CICs besides CIBIL?

February 28, 2023

Execution of Loan Documents: The manager must remember these 29 important points

February 23, 2023

Charge creation: Assignment, Lien, Set-off, Hypothecation, Pledge, Mortgage,Actionable claim, and Trust receipt

February 22, 2023

How do banks determine ‘Spread’ in respect of interest on advances?

February 20, 2023

Full details of the recovery process through SARFAESI ACT 2002

February 20, 2023

Right of Appropriation and the rule in Clayton’s Case?

February 15, 2023

Right of set-off and the important requirement to initiate the same

February 15, 2023

Difference between credit ratings and Credit Scores Explained

February 13, 2023

RBI expands the scope of TReDS for enhancement of Cash flow to MSMEs

February 9, 2023

The complete mechanism of ‘TReDS’ that helps MSME finance

February 9, 2023

Recovery of Penal interest for delay/default in servicing of the loan shall be stopped: RBI

February 8, 2023

The details of how the registration of charges done under companies act

January 22, 2023

Difference between first charge, second charge and pari-passu charges explained

January 22, 2023

What is the difference between first charge and second charge?

January 21, 2023

The biggest challenge of WASH financing

January 20, 2023

What is the difference between loan and debt?

January 19, 2023

How to get Satisfaction of Charge certificate from Registrar of companies?

January 16, 2023

What is the difference between loans and advances?

January 16, 2023

After delay in filing of registration of the charge: Condonation route

January 6, 2023

Paperless home loans a reality soon

December 5, 2022

Key features of electronic bank guarantee (e-BG)

November 27, 2022

Explained: Difference between warranty and guarantee

October 21, 2022

RBI widened the scope of ARCs; they can now act as resolution applicants

October 12, 2022

RBI initiates Project digitalisation of KCC lending

September 10, 2022

RBI formulates new digital lending rules. Know how new system works

September 9, 2022

The latest rise in corporate credit amplified the demand for priority sector lending certificates (PSLC)

Banks fail to observe the directions while financing to Government owned entities: RBI

Most of the digital lending apps are not registered with the RBI: Police will take necessary action on receipt of complaint says RBI governor

Primary cooperative banks can now lend upto 10 lakhs for house repair or alteration

RBI clarifies on New Definition of Micro, Small and Medium Enterprises (MSME)