Organisational Change: Strategies for Sustainable Transformation
Change is no longer a one-time event in organisations—it is a continuous process. For industries like banking and financial services, where market volatility, technological disruptions, and regulatory reforms dominate, organisational change becomes an essential survival strategy. Effective change management ensures that institutions remain agile, competitive, and compliant, while empowering employees to embrace new ways of…
Read article Organisational Behaviour for Modern Workplaces
In the dynamic world of business, and particularly in banking, success is not only determined by financial capital but also by behavioral capital—the way people think, behave, interact, and lead within the workplace. Organisational Behaviour (OB) focuses on understanding these aspects, combining psychology, sociology, and management science to improve individual and group effectiveness. Let us…
Read article Fundamentals of HRM: New Insights and Ethics in Human Resource Management
In today’s competitive financial services landscape, banks and financial institutions recognize that their true strength lies not just in capital resources or technology, but in people. Human Resource Management (HRM) has evolved from a routine administrative function to a strategic driver of organizational growth, compliance, and innovation. For banks in particular—where trust, professionalism, and regulatory…
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Bank Pensioner’s Medical Insurance Premium for the policy year 2025-26
The Group Medical Insurance Policy for retired employees and family pensioners of banks for the policy year 2025–2026 (01.11.2025 to 31.10.2026) has been announced. The Indian Banks’ Association (IBA) has released the details of the premium payable for policy renewal for 2025–26. The table below shows the premium amounts, both excluding GST and including GST…
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Brownfield Investment in the Banking Sector: Meaning, Benefits, and Challenges
When global financial institutions expand into new markets, they often face a choice between Greenfield investment (building a new entity from scratch) and brownfield investment (acquiring or merging with an existing bank). In the banking sector, a brownfield investment refers to a foreign company entering a market by ‘purchasing an existing bank, acquiring a significant…
Brownfield vs. Greenfield vs. Whitefield Investment in Banking
In the banking and financial sector, foreign investments can take different forms depending on the entry strategy of the investor. The three most discussed approaches are Brownfield, Greenfield, and Whitefield investments. 1. Greenfield Investment A greenfield investment occurs when a foreign bank sets up operations from scratch in a new market. This involves building branches,…
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