List of 2026 Bank Holidays in Uttar Pradesh
The Government of Uttar Pradesh on November 17, 2025, issued the list of public holidays throughout Uttar Pradesh. The table below presents the complete list of public holidays notified by the Uttar Pradesh Government applicable to banks. Date Day Occasion/Festival Date 03.01.2026 Saturday MD.HAZARAT ALI’S BIRTHDAY 26.01.2026 Monday REPUBLIC DAY 26.02.2026 Sunday MAHA SHIVRATRI 02.03.2026…
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RBI Mandates on Uniform Savings Account Interest Rates
The Reserve Bank of India (RBI) has issued guidelines mandating uniformity in interest rates on savings bank (SB) deposits to ensure transparency, fairness, and non-discrimination among depositors. These guidelines apply to all scheduled commercial banks, including public sector, private sector, and foreign banks operating in India. Uniform Rate up to ₹1 Lakh Banks must offer…
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RBI Overhauls CC, CA, and OD Directions
RBI has issued Amendment Directions on December 11, 2025 that overhaul the framework for opening and maintaining cash credit (CC), current accounts (CA) and overdraft (OD) accounts, notably freeing CC facilities from earlier operational restrictions and rationalising current/OD discipline around a ₹10 crore banking-system exposure threshold with a 10% lender-share rule. These amendments will apply…
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Punjab State: Bank Holidays 2026 (NI Act)
For 2026, banks in Punjab will observe the following holidays under the Negotiable Instruments Act, 1881, as per Government of Punjab Notification No. 06/01/2025-2PP3/781. Note:Annual Accounts Closing holiday on 01.04.2026 (Wednesday) is restricted to Banks only and is not applicable to Government Offices. “NI Act” applicability for other holidays is derived from the State’s…
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Rajasthan State Bank holidays 2026
The following are the public (bank) holidays for Rajasthan in 2026, declared under the explanation of Section 25 of the Negotiable Instruments Act, 1881. Date Day Holiday name 26 Jan 2026 Monday Republic Day 15 Feb 2026 Sunday Maha Shivaratri 3 Mar 2026 Tuesday Dhulandi / Holi 20 Mar 2026 Friday Cheti Chand /…
RBI Issues Draft Circular on Disclosure of Transaction Costs for Forex Transactions
The Reserve Bank of India (RBI) has released a Draft Circular dated December 9, 2025, proposing enhanced transparency measures for foreign exchange (FX) transactions undertaken by retail users. In January 2024, Authorised Dealers (ADs) were mandated to disclose the mid-market mark / bid-ask price for all foreign exchange derivative and foreign currency interest rate derivative…
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