Home Loan Frauds in India: Patterns, Case Studies, and Preventive Measures
IntroductionAccording to the Reserve Bank of India’s Annual Report for FY 2024–25, the total value of bank frauds tripled despite a decline in the number of reported cases, indicating that frauds are becoming more sophisticated and financially damaging. Among various fraud typologies, home loan frauds remain a critical area of concern due to their multifaceted…