As per Government of Kerala Notification No. 3845 — Holidays declared under the Negotiable Instruments Act, 1881. Date Day Holiday 2 Jan 2026 Friday Mannam Jayanthi 26 Jan 2026 Monday Republic Day 20 Mar 2026 Friday Ramzan (Id-Ul-Fitr) 1 Apr 2026 Wednesday Annual Closing of Accounts 2 Apr 2026 Thursday Maundy Thursday 3 Apr 2026…
The ODISHA State Government notified the list of official Holidays for the year 2026. (The list of bank holidays as per Order No. RDM Reg. OLA 0032 2025 40367 dated 27.10.2025) Date Day Holiday 14 Jan 2026 Wednesday Makara Sankranti 23 Jan 2026 Friday Vasant Panchami 26 Jan 2026 Monday Republic Day 15 Feb 2026…
The Reserve Bank of India has issued standardized directions permitting loans against silver jewellery and specified silver coins, aligning silver with gold for collateralized retail lending; these directions are titled the Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025 and are slated to take effect from April 1, 2026, with detailed…
The Government of Tamil Nadu has officially released the Public Holiday List for 2026, vide G.O.(Ms)No.708 dated 11.11.2025, declaring 24 holidays for all government offices, public sector undertakings, corporations, and boards functioning under its control. No. Holiday Date Day 1 New Year’s Day January 1, 2026 Thursday 2 Pongal January 15, 2026 Thursday 3 Thiruvalluvar Day January 16, 2026…
Background In October 2025, the Reserve Bank of India (RBI) released the draft Transaction Accounts Directions, proposing a stricter regime for borrowers with large credit exposures. Under the draft, banks will not be allowed to open multiple current, cash credit (CC), or overdraft (OD) accounts for borrowers with an aggregate exposure of ₹10 crore or…
Introduction For bankers, understanding how different corporate entities relate to one another is more than an academic exercise—it directly impacts credit decisions, exposure limits, and regulatory compliance. Terms like subsidiary, associate company, or joint venture may sound similar, but each has a distinct legal and accounting meaning that influences how risks are consolidated and how…
Finance Minister Nirmala Sitharaman used the 12th SBI Banking & Economics Conclave in Mumbai to press for building many “big, world‑class banks,” deepen credit to productive sectors, sustain fiscal prudence, and operationalize a pragmatic, inclusive roadmap toward Atmanirbhar Bharat without shutting the door on market innovation such as F&O trading. World‑class banks push Deepen…
Pisciculture lending involves financing fish farming activities end-to-end—from pond creation and seed stocking to feed, health care, harvesting, and marketing—with bank SOPs focusing on borrower selection, project viability, risk controls, and compliant disbursement-monitoring cycles. Banks generally offer term loans for assets (ponds, raceways, cages, aerators, hatchery equipment) and working capital/cash credit for recurring inputs (seed/fingerlings,…
Keeping your Aadhaar details accurate is essential for hassle-free banking and accessing various government services. Whether you need to correct your name, update your address after relocation, change your date of birth, or link a new mobile number, UIDAI (Unique Identification Authority of India) provides convenient online and offline options for updating Aadhaar details. In…
The latest Supreme Court pronouncements on Section 138 NI Act in 2025 reaffirm statutory presumptions in favour of the payee, clarify procedural streamlining for faster trials, and address key substantive issues like cash loans above ₹20,000, partnership liability, territorial jurisdiction, and the effect of settlements on convictions. Core holdings (2025) Key case highlights Notice…
