Bank Holidays list of Himachal Pradesh for the year 2026. Source: Government of Himachal Pradesh, General Administration Department, Notification No. GAD-A(F)10-8/2025 dated 23.10.2025. Date Day Occasion 26 January 2026 Monday Republic Day 01 February 2026 Sunday Guru Ravidas’s Birthday 15 February 2026 Sunday Maha Shivaratri 03 March 2026 Tuesday Holi 21 March 2026 Saturday Eid…
The Karnataka Cabinet approved Thursday (13 November 2025) the list of public holidays for the 2026 calendar year. The following are the public (bank) holidays for Karnataka in 2026, declared under the explanation of Section 25 of the Negotiable Instruments Act, 1881. Karnataka Bank Holidays 2026 Date Day Holiday January 14 Wednesday Makara Sankranti January 26…
As per Government of Kerala Notification No. 3845 — Holidays declared under the Negotiable Instruments Act, 1881. Date Day Holiday 2 Jan 2026 Friday Mannam Jayanthi 26 Jan 2026 Monday Republic Day 20 Mar 2026 Friday Ramzan (Id-Ul-Fitr) 1 Apr 2026 Wednesday Annual Closing of Accounts 2 Apr 2026 Thursday Maundy Thursday 3 Apr 2026…
The ODISHA State Government notified the list of official Holidays for the year 2026. (The list of bank holidays as per Order No. RDM Reg. OLA 0032 2025 40367 dated 27.10.2025) Date Day Holiday 14 Jan 2026 Wednesday Makara Sankranti 23 Jan 2026 Friday Vasant Panchami 26 Jan 2026 Monday Republic Day 15 Feb 2026…
The Reserve Bank of India has issued standardized directions permitting loans against silver jewellery and specified silver coins, aligning silver with gold for collateralized retail lending; these directions are titled the Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025 and are slated to take effect from April 1, 2026, with detailed…
The Government of Tamil Nadu has officially released the Public Holiday List for 2026, vide G.O.(Ms)No.708 dated 11.11.2025, declaring 24 holidays for all government offices, public sector undertakings, corporations, and boards functioning under its control. No. Holiday Date Day 1 New Year’s Day January 1, 2026 Thursday 2 Pongal January 15, 2026 Thursday 3 Thiruvalluvar Day January 16, 2026…
Background In October 2025, the Reserve Bank of India (RBI) released the draft Transaction Accounts Directions, proposing a stricter regime for borrowers with large credit exposures. Under the draft, banks will not be allowed to open multiple current, cash credit (CC), or overdraft (OD) accounts for borrowers with an aggregate exposure of ₹10 crore or…
Introduction For bankers, understanding how different corporate entities relate to one another is more than an academic exercise—it directly impacts credit decisions, exposure limits, and regulatory compliance. Terms like subsidiary, associate company, or joint venture may sound similar, but each has a distinct legal and accounting meaning that influences how risks are consolidated and how…
Finance Minister Nirmala Sitharaman used the 12th SBI Banking & Economics Conclave in Mumbai to press for building many “big, world‑class banks,” deepen credit to productive sectors, sustain fiscal prudence, and operationalize a pragmatic, inclusive roadmap toward Atmanirbhar Bharat without shutting the door on market innovation such as F&O trading. World‑class banks push Deepen…
Pisciculture lending involves financing fish farming activities end-to-end—from pond creation and seed stocking to feed, health care, harvesting, and marketing—with bank SOPs focusing on borrower selection, project viability, risk controls, and compliant disbursement-monitoring cycles. Banks generally offer term loans for assets (ponds, raceways, cages, aerators, hatchery equipment) and working capital/cash credit for recurring inputs (seed/fingerlings,…
