If any lending decision is to be properly made, the risk involved in the transaction should be properly evaluated. Risk evaluation primarily consists in the ascertainment of the ability of the prospective borrower to repay the proposed loan. To ascertain this ability, apart from financial analysis many other vital considerations such as the character of…
(This article explains the method of computation and the purposes of capital structure ratios viz. Current ratio, Quick ratio/Acid test ratio, Debt Equity Ratio, Solvency Ratio, Proprietary or Equity asset ratio, Fixed assets to tangible net worth plus term debt, Current debt to tangible net worth ratio, Inventory to net working capital ratio, Current debt…
Bank holidays in India are declared as public holidays under explanation to section 25 of the Negotiable Instrument Act 1881. The holiday declared under NI Act is applicable exclusively to the banks located within the administration area of specific State and Union Territory. In other States and Union territories where it is not a holiday,…
The following holidays declared under NI Act 1881 by the Government of Himachal Pradesh are applicable exclusively to the banks located within the State of Himachal Pradesh administration. List of Public Holidays Sr.No Date Day Occasion/Festival Date 1 26.01.2019 Saturday REPUBLIC DAY 2 19.02.2019 Tuesday GURU RAVIDAS BIRTHDAY 3 04.03.2019 Monday MAHA SHIVRATRI 4 21.03.2019…
The following holidays declared under NI Act 1881 by the Government of Telangana are applicable exclusively to the banks located within the State of Telangana administration. List of Holidays Sr.No Date Day Occasion/Festival Date 1 15.01.2019 Tuesday SANKRANTI/PONGAL 2 26.01.2019 Saturday * REPUBLIC DAY 3 04.03.2019 Monday MAHASHIVARATRI 4 21.03.2019 Thursday HOLI 5 01.04.2019 Monday…
The following holidays declared under NI Act 1881 by the Government of Tamilnadu are applicable exclusively to the banks located within the State of Tamilnadu administration. Sr.No Date Day Occasion/Festival Date 1 01.01.2019 Tuesday NEW YEAR DAY 2 15.01.2019 Tuesday PONGAL 3 16.01.2019 Wednesday Thiruvalluvar 4 17.01.2019 Thursday UZHAVAR THIRUNAL 5 26.01.2019 Saturday* REPUBLIC…
Bank holidays in India are declared as public holidays under explanation to section 25 of the Negotiable Instrument Act 1881. The holiday declared under NI Act is applicable exclusively to the banks located within the administration area of specific State and Union Territory. In other States and Union territories where it is not a holiday,…
Bank holidays in India are declared as public holidays under explanation to section 25 of the Negotiable Instrument Act 1881. The holiday declared under NI Act is applicable exclusively to the banks located within the administration area of specific State and Union Territory. In other States and Union territories where it is not a holiday,…
The following holidays declared under SECTION 25 OF NI Act 1881 by the Government of Haryana are applicable exclusively to the banks located within the State of Haryana administration. List of Holidays Sr.No Date Day Occasion/Festival Date 1 26.01.2019 Saturday REPUBLIC DAY 2 19.02.2019 Tuesday GURU RAVIDAS’S BIRTHDAY 3 04.03.2019 Monday MAHASHIVARATRI 4 21.03.2019 Thursday…
Bank holidays in India are declared as public holidays under explanation to section 25 of the Negotiable Instrument Act 1881. The holiday declared under NI Act is applicable exclusively to the banks located within the administration area of specific State and Union Territory. In other States and Union territories where it is not a holiday,…