Regulation to Strengthen Financial Stability in India: RBI, SEBI, and Policy Reforms
India’s financial system stands on the foundation of robust regulation and forward-looking reforms. With the Reserve Bank of India (RBI), the Securities and Exchange Board of India (SEBI), and the government working in tandem, the country continues to reinforce stability, transparency, and resilience in the face of global and domestic challenges. RBI’s Role in Safeguarding…
Read article Regulation of Money Market Instruments in India: RBI and SEBI’s Role in Ensuring Stability
The money market is a vital segment of India’s financial system, providing short-term funding and liquidity solutions for corporates, banks, and the government. To ensure stability, transparency, and investor confidence, money market instruments are closely regulated—primarily by the Reserve Bank of India (RBI), with the Securities and Exchange Board of India (SEBI) playing a complementary…
Read article RBI guidelines for Internet Banking in 2025
The Reserve Bank of India’s (RBI) latest guidelines for Internet Banking in 2025 focus on enhancing security, protecting consumers, improving transparency, and maintaining customer choice in digital banking services. Customer Consent and Service Choice RBI now mandates that banks cannot force customers to enroll in digital banking just to access other banking facilities such as…
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Banking Ombudsman Scheme 2021
The Reserve Bank of India introduced the Banking Ombudsman Scheme (BOS) in India on June 14, 1995. The scheme provides a speedy and inexpensive platform to resolve the complaints of bank customers relating to deficiency in banking service. There are 15 offices of Banking Ombudsmen across the country. The Banking Ombudsman is a senior official…
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The Role of Audits and Inspections in Ensuring Compliance
Audits and inspections serve as integral components of a comprehensive compliance framework. While both are designed to ensure conformity with applicable laws, regulations, and internal policies, they differ in scope and focus. Together, they help organizations identify compliance risks, enhance operational integrity, and promote a culture of accountability and continuous improvement. Key Functions of Audits…
Regulation of Interest Rates in India: Role of the RBI and Its Impact
Interest rates play a central role in shaping India’s economy—affecting everything from how much people pay on home loans to how businesses finance their operations. The Reserve Bank of India (RBI) is the primary authority responsible for regulating interest rates, ensuring that they support both economic growth and financial stability. Role of the RBI in…
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