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Measuring and Managing Liquidity Risk in Banks

**Introduction** Liquidity risk represents a critical concern for banks, referring to the risk of being unable to meet financial obligations as they fall due, without incurring unacceptable losses or damage to reputation. Sound liquidity risk management ensures a bank’s ability to fund increases in assets and meet obligations as they come due, even under stressed…

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Dimensions and Role of Liquidity Risk Management in Banks

Introduction Liquidity risk arises when a bank is unable to meet its financial obligations as they become due, thereby adversely affecting its financial stability. Effective liquidity risk management ensures that a bank maintains adequate funds to meet its obligations in a timely manner, thereby minimizing the likelihood of financial distress. This is particularly important because…

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August-October 2025 DA chart for Bank Officers

The conformed All India Average Consumer Price Index for Industrial Workers (Base 1960=100) for the quarter ended June 2025 are as follows. April 2025 May 2025 June 2025 143.50 144 145 432.5/3 =144.16 Average less 123.03=21.13 The average CPI for the above is 144.16. Hence the DA payable for the months of August, September and…

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August-October 2025 DA Chart for Bank clerical staff

The conformed All India Average Consumer Price Index for Industrial Workers (Base 1960=100) for the quarter ended June 2025 are as follows. April 2025 May 2025 June 2025 143.50 144 145 432.5/3 =144.16 Average less 123.03=21.13 The average CPI for the above is 144.16. Hence the DA payable for the months of August, September and…

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August-October Qtr DA chart for Bank Sub-Staff

The conformed All India Average Consumer Price Index for Industrial Workers (Base 1960=100) for the quarter ended June 2025 are as follows. April 2025 May 2025 June 2025 143.50 144 145 432.5/3 =144.16 Average less 123.03=21.13 The average CPI for the above is 144.16. Hence the DA payable for the months of August, September and…

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August-October Qtr DA chart for Bank Employees and Officers

The conformed All India Average Consumer Price Index for Industrial Workers (Base 1960=100) for the quarter ended June 2025 are as follows. April 2025 May 2025 June 2025 143.50 144 145 432.5/3 =144.16 Average less 123.03=21.13 The average CPI for the above is 144.16. Hence the DA payable for the months of August, September and…

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