Risk Management in Banks: Lessons from Crisis to Framework Design
In today’s dynamic financial environment, effective risk management has become a cornerstone for sustainable banking operations. Over the decades, global financial crises and domestic challenges have underscored the importance of structured risk frameworks. For banks and financial institutions, a well-designed risk management framework not only ensures regulatory compliance but also safeguards long-term stability and trust.…
Read article The Future of Risk Management in Banking: Key Developments Shaping 2025 and Beyond
In our previous article ‘New Trends in Indian Banking and the Road Ahead for Risk Management, we have covered how India’s banking system is in the midst of a decisive shift driven by digital public infrastructure, AI-enabled operations, regulatory tightening, and a renewed focus on resilience and inclusion. Also the go-forward risk agenda that must…
Read article Why Banks Are Special: Risk Management, Core Functions, and Economic Role
Why banks are special:Banks are special because they create money-like liabilities, perform maturity transformation, and intermediate information and risk at scale, making risk management central to financial stability and growth. Their position within the safety net—interacting with deposit insurance, capital rules, and lender-of-last-resort facilities—heightens systemic importance and demands disciplined risk-taking and controls. Functions banks perform…
Read article What is Risk? Understanding Its Definition and Types in Banking
In the world of finance and business, no decision is entirely free from uncertainty. Every investment, loan, or strategic move carries with it some level of exposure to potential loss. This exposure is what we call risk. Banks, businesses, and individuals all face risks—whether financial, operational, or strategic—and the way they identify, measure, and manage…
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Business Ethics, Corporate Governance & Corporate Social Responsibility: A Winning Combination for Organisational Excellence
The modern business landscape demands more than just financial success. Organizations today are expected to operate with integrity, ensure transparent governance, and contribute meaningfully to society. The convergence of Business Ethics, Corporate Governance, and Corporate Social Responsibility (CSR) represents a powerful framework for achieving sustainable organizational excellence. Business Ethics: A Treasure of Trust Business ethics…
Leading in VUCA & BANI Scenarios: New Approaches in Crisis Management
Crisis is no longer an occasional interruption for organizations; it has become a frequent reality in today’s fast-changing business landscape. With the rise of global uncertainties, evolving workforce dynamics, and technological disruptions, leaders are now compelled to embrace new models of leadership and crisis management. The paradigms of VUCA (Volatility, Uncertainty, Complexity, Ambiguity) and BANI…
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